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A: Uh-huh.
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B: and, uh, I saw on T V, they had a program on, uh, credit cards
| 801 |
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B: and they're supposed to,
| 802 |
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B: I don't know if it was Tennessee or Arkansas or some, some other state had a Visa card that was the lowest one in the country.
| 803 |
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B: And I didn't write it down at the time
| 804 |
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A: Uh-huh.
| 805 |
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B: and then I went and looked and, to see what my visa was
| 806 |
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B: and I think it's eighteen percent or something
| 807 |
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A: Um.
| 808 |
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B: so, think I want to find something that has a lower rate.
| 809 |
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A: Yeah.
| 810 |
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A: Have you ever used Discover card?
| 811 |
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B: No,
| 812 |
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B: I haven't.
| 813 |
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A: Yeah,
| 814 |
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A: I'm not even sure what their interest rate is since I pay it off
| 815 |
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A: but you know,
| 816 |
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B: Is that the one from Sears?
| 817 |
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A: Uh, I think Sears originally put it out,
| 818 |
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B: Okay.
| 819 |
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A: but it's, uh, it's pretty well taken all over the U S now.
| 820 |
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A: I mean, uh, I've haven't found many places that don't take Discover.
| 821 |
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A: And there's no annual service fee, which is good.
| 822 |
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B: Okay .
| 823 |
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A: You know, and then, uh, they also give you, they say cash back, uh, like at the end of the year.
| 824 |
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A: For the amount that I charge, I get two dollars back or something
| 825 |
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B: Uh-huh.
| 826 |
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A: but if you use credit cards a lot you probably get more back.
| 827 |
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B: Oh, they give you money back for using your credit card.
| 828 |
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A: Yeah,
| 829 |
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A: basically.
| 830 |
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B: Oh
| 831 |
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A: That's it.
| 832 |
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B: I didn't know that.
| 833 |
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A: And I think the service charge is pretty low, too,
| 834 |
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A: but, I'm not sure.
| 835 |
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B: Um. Well, you know, Sears was one of the few department stores that never would take any other credit cards.
| 836 |
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A: Uh-huh.
| 837 |
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B: I worked at Sears for over ten years
| 838 |
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B: and, uh, it was only a Sears card that they would take until I guess they decided to join the club and come up with their own credit card, another credit card that was accepted,
| 839 |
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A: Uh-huh.
| 840 |
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|
A: Uh-huh.
| 841 |
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B: so, you know, now they'll take the Discover,
| 842 |
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B: but I still don't know if Sears will take Visa or Mastercard.
| 843 |
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A: Uh-huh.
| 844 |
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B: But, uh I never did apply for a Discover card.
| 845 |
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A: Yeah.
| 846 |
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B: I just figure with the Visa and American Express, I probably have an,
| 847 |
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A: Uh-huh.
| 848 |
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B: I can do enough damage with those two.
| 849 |
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A: Yeah,
| 850 |
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A: I think it's best to keep the number down that you have.
| 851 |
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B: Uh-huh.
| 852 |
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|
B: Yeah.
| 853 |
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A: So,
| 854 |
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B: I've got some that I, you know, I haven't even used at all, uh, past few years
| 855 |
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B: I probably wouldn't be able to use them.
| 856 |
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A: Uh-huh.
| 857 |
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B: But, uh, I, I do like my Dillard's,
| 858 |
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B: I have to admit that's one of my favorite places to shop.
| 859 |
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A: Uh-huh.
| 860 |
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B: And I do use Dillard's probably as, more than any of the other department stores.
| 861 |
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A: Uh-huh.
| 862 |
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|
B: But,
| 863 |
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A: Yeah.
| 864 |
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A: Well, Do you have anything else to say?
| 865 |
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|
B: Well,
| 866 |
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B: No,
| 867 |
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B: not too much more about credit cards
| 868 |
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|
A: Okay
| 869 |
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A: I don't think I do either
| 870 |
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|
A: so,
| 871 |
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|
B: Okay
| 872 |
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|
B: well,
| 873 |
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A: Well, it was good talking to you.
| 874 |
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B: Good talking to you Beth.
| 875 |
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A: Okay.
| 876 |
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B: Good luck.
| 877 |
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A: Have a good evening.
| 878 |
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B: You, too.
| 879 |
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A: Bye-bye.
| 880 |
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B: Bye.
| 881 |
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A: Well, got any problems on Mockingbird with crime
| 882 |
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A: or is that a crime free zone there?
| 883 |
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B: No,
| 884 |
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B: I don't think there is any such thing, as a crime free zone any longer.
| 885 |
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A: I'm afraid you're right.
| 886 |
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B: Uh, one evening I decided to retire early and heard sirens and noises and thought, oh, well, something's happens on Mockingbird and then heard yells and screams
| 887 |
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|
B: and the next thing I know there are policemen all around my house.
| 888 |
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A: Oh, my.
| 889 |
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|
B: And they had stopped a, uh, a stolen car and caught one of the men in the hedge
| 890 |
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A: Oh, boy.
| 891 |
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B: and then the other one was on the roof in the back.
| 892 |
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A: By your house?
| 893 |
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B: on my house
| 894 |
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A: Oh, my goodness.
| 895 |
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A: Aye, aye, aye Oh, my.
| 896 |
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B: So I'm very much aware of, uh, crime in the cities and the, and the concern about it.
| 897 |
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A: That's, that's got to be a frightening way to spend an evening.
| 898 |
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B: It was.
| 899 |
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