app.py

import streamlit as st
import pandas as pd
import plotly.express as px
import plotly.graph_objects as go
from plotly.subplots import make_subplots
import numpy as np
from datetime import datetime
import io

# Page configuration
st.set_page_config(
    page_title="📊 FinanceGPT Analyzer",
    page_icon="📊",
    layout="wide",
    initial_sidebar_state="expanded"
)

# Custom CSS for better styling
st.markdown("""
<style>
    .metric-card {
        background: linear-gradient(90deg, #667eea 0%, #764ba2 100%);
        padding: 1rem;
        border-radius: 10px;
        color: white;
        text-align: center;
        margin: 0.5rem 0;
    }
    .insight-box {
        background: #f8f9fa;
        padding: 1rem;
        border-left: 4px solid #007bff;
        border-radius: 5px;
        margin: 1rem 0;
    }
    .warning-box {
        background: #fff3cd;
        padding: 1rem;
        border-left: 4px solid #ffc107;
        border-radius: 5px;
        margin: 1rem 0;
    }
</style>
""", unsafe_allow_html=True)

class FinanceAnalyzer:
    def __init__(self):
        self.data = None
        self.processed_data = {}
        
    def load_sample_data(self):
        """Load sample financial data"""
        sample_data = {
            'Year': [2024, 2024, 2024, 2024, 2024, 2024, 2024, 2024, 2024, 2024,
                    2023, 2023, 2023, 2023, 2023, 2023, 2023, 2023, 2023, 2023],
            'Statement_Type': ['Income Statement'] * 10 + ['Income Statement'] * 10,
            'Account_Name_Norwegian': ['Salgsinntekt', 'Varekostnad', 'Bruttoresultat', 'Lønnskostnad', 
                                     'Andre driftskostnader', 'Driftsresultat', 'Finansinntekter', 
                                     'Finanskostnader', 'Ordinært resultat før skatt', 'Årsresultat'] * 2,
            'Account_Name_English': ['Sales Revenue', 'Cost of Goods Sold', 'Gross Profit', 'Salary Costs',
                                   'Other Operating Expenses', 'Operating Result', 'Financial Income',
                                   'Financial Expenses', 'Profit Before Tax', 'Net Profit'] * 2,
            '2024_Amount_NOK': [25107008, -15064205, 10042803, -3521456, -1987234, 4534113, 123456, 
                               -234567, 4422002, 3537602, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0],
            '2023_Amount_NOK': [0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 4891891, -2934535, 1957356, -1234567,
                               -654321, 68468, 45678, -123456, -9310, -7448]
        }
        return pd.DataFrame(sample_data)
    
    def process_financial_data(self, df):
        """Process uploaded financial data"""
        self.data = df
        
        # Create pivot tables for easier analysis
        income_2024 = df[df['Year'] == 2024]['2024_Amount_NOK'].values
        income_2023 = df[df['Year'] == 2023]['2023_Amount_NOK'].values
        accounts = df[df['Year'] == 2024]['Account_Name_English'].values
        
        self.processed_data = {
            'revenue_2024': income_2024[0] if len(income_2024) > 0 else 0,
            'revenue_2023': income_2023[0] if len(income_2023) > 0 else 0,
            'net_profit_2024': income_2024[9] if len(income_2024) > 9 else 0,
            'net_profit_2023': income_2023[9] if len(income_2023) > 9 else 0,
            'cogs_2024': abs(income_2024[1]) if len(income_2024) > 1 else 0,
            'cogs_2023': abs(income_2023[1]) if len(income_2023) > 1 else 0,
            'operating_profit_2024': income_2024[5] if len(income_2024) > 5 else 0,
            'operating_profit_2023': income_2023[5] if len(income_2023) > 5 else 0,
        }
        
    def calculate_metrics(self):
        """Calculate key financial metrics"""
        if not self.processed_data:
            return {}
            
        data = self.processed_data
        
        # Growth rates
        revenue_growth = ((data['revenue_2024'] - data['revenue_2023']) / 
                         abs(data['revenue_2023']) * 100) if data['revenue_2023'] != 0 else 0
        
        # Profitability ratios
        gross_margin_2024 = ((data['revenue_2024'] - data['cogs_2024']) / 
                            data['revenue_2024'] * 100) if data['revenue_2024'] != 0 else 0
        net_margin_2024 = (data['net_profit_2024'] / data['revenue_2024'] * 100) if data['revenue_2024'] != 0 else 0
        
        return {
            'revenue_growth': revenue_growth,
            'gross_margin_2024': gross_margin_2024,
            'net_margin_2024': net_margin_2024,
            'revenue_2024_m': data['revenue_2024'] / 1000000,
            'net_profit_2024_m': data['net_profit_2024'] / 1000000,
        }

    def create_revenue_trend_chart(self):
        """Create revenue trend visualization"""
        if not self.processed_data:
            return go.Figure()
            
        fig = go.Figure()
        
        years = [2023, 2024]
        revenues = [self.processed_data['revenue_2023']/1000000, 
                   self.processed_data['revenue_2024']/1000000]
        net_profits = [self.processed_data['net_profit_2023']/1000000,
                      self.processed_data['net_profit_2024']/1000000]
        
        fig.add_trace(go.Scatter(x=years, y=revenues, mode='lines+markers',
                                name='Revenue (M NOK)', line=dict(color='#1f77b4', width=3)))
        fig.add_trace(go.Scatter(x=years, y=net_profits, mode='lines+markers',
                                name='Net Profit (M NOK)', line=dict(color='#ff7f0e', width=3)))
        
        fig.update_layout(title='Revenue vs Profit Trend', xaxis_title='Year', 
                         yaxis_title='Amount (M NOK)', height=400)
        return fig

    def create_financial_health_radar(self):
        """Create financial health radar chart"""
        metrics = self.calculate_metrics()
        
        categories = ['Revenue Growth', 'Gross Margin', 'Net Margin', 'Profitability', 'Efficiency']
        values = [
            min(metrics.get('revenue_growth', 0) / 5, 100),  # Scale revenue growth
            metrics.get('gross_margin_2024', 0),
            max(metrics.get('net_margin_2024', 0), 0),
            70,  # Sample value
            65   # Sample value
        ]
        
        fig = go.Figure()
        fig.add_trace(go.Scatterpolar(
            r=values,
            theta=categories,
            fill='toself',
            name='Financial Health'
        ))
        
        fig.update_layout(
            polar=dict(
                radialaxis=dict(visible=True, range=[0, 100])
            ),
            title="Financial Health Score",
            height=400
        )
        return fig

def main():
    st.title("📊 FinanceGPT Analyzer")
    st.markdown("### Professional Financial Analysis Dashboard")
    
    analyzer = FinanceAnalyzer()
    
    # Sidebar navigation
    with st.sidebar:
        st.header("Navigation")
        page = st.selectbox("Choose Analysis Page", [
            "🏠 Dashboard",
            "💰 Income Analysis", 
            "🏛️ Balance Sheet Analysis",
            "💸 Cash Flow Analysis",
            "📊 Financial Ratios Hub",
            "🤖 AI Finance Assistant"
        ])
        
        st.header("Data Upload")
        uploaded_file = st.file_uploader("Upload CSV file", type=['csv'])
        
        if st.button("Use Sample Data"):
            analyzer.data = analyzer.load_sample_data()
            analyzer.process_financial_data(analyzer.data)
            st.success("Sample data loaded!")
        
        if uploaded_file:
            try:
                df = pd.read_csv(uploaded_file)
                analyzer.data = df
                analyzer.process_financial_data(df)
                st.success("Data uploaded successfully!")
            except Exception as e:
                st.error(f"Error loading file: {e}")
    
    # Main content based on selected page
    if page == "🏠 Dashboard":
        dashboard_page(analyzer)
    elif page == "💰 Income Analysis":
        income_analysis_page(analyzer)
    elif page == "🏛️ Balance Sheet Analysis":
        balance_sheet_page(analyzer)
    elif page == "💸 Cash Flow Analysis":
        cash_flow_page(analyzer)
    elif page == "📊 Financial Ratios Hub":
        ratios_page(analyzer)
    elif page == "🤖 AI Finance Assistant":
        ai_assistant_page(analyzer)

def dashboard_page(analyzer):
    """Main dashboard page"""
    st.header("📊 Financial Dashboard")
    
    if analyzer.data is None:
        st.warning("Please upload data or use sample data to begin analysis.")
        return
    
    metrics = analyzer.calculate_metrics()
    
    # Key metrics cards
    col1, col2, col3, col4 = st.columns(4)
    
    with col1:
        st.markdown("""
        <div class="metric-card">
            <h3>💰 Revenue</h3>
            <h2>{:.1f}M NOK</h2>
            <p>+{:.0f}% 🔥</p>
        </div>
        """.format(metrics.get('revenue_2024_m', 0), metrics.get('revenue_growth', 0)), 
        unsafe_allow_html=True)
    
    with col2:
        st.markdown("""
        <div class="metric-card">
            <h3>📈 Net Profit</h3>
            <h2>{:.1f}M NOK</h2>
            <p>Profitable ✅</p>
        </div>
        """.format(metrics.get('net_profit_2024_m', 0)), unsafe_allow_html=True)
    
    with col3:
        st.markdown("""
        <div class="metric-card">
            <h3>📊 Gross Margin</h3>
            <h2>{:.1f}%</h2>
            <p>Healthy 💪</p>
        </div>
        """.format(metrics.get('gross_margin_2024', 0)), unsafe_allow_html=True)
    
    with col4:
        st.markdown("""
        <div class="metric-card">
            <h3>🎯 Net Margin</h3>
            <h2>{:.1f}%</h2>
            <p>Strong 📈</p>
        </div>
        """.format(metrics.get('net_margin_2024', 0)), unsafe_allow_html=True)
    
    # Charts section
    col1, col2 = st.columns(2)
    
    with col1:
        st.plotly_chart(analyzer.create_revenue_trend_chart(), use_container_width=True)
    
    with col2:
        st.plotly_chart(analyzer.create_financial_health_radar(), use_container_width=True)
    
    # Quick insights
    st.markdown("""
    <div class="insight-box">
        <h4>🎯 Quick Insights</h4>
        <ul>
            <li>✅ Revenue growth of {:.0f}% indicates explosive business development</li>
            <li>💡 Net profit margin of {:.1f}% shows strong profitability</li>
            <li>📈 Gross margin of {:.1f}% demonstrates healthy pricing power</li>
        </ul>
    </div>
    """.format(
        metrics.get('revenue_growth', 0),
        metrics.get('net_margin_2024', 0),
        metrics.get('gross_margin_2024', 0)
    ), unsafe_allow_html=True)

def income_analysis_page(analyzer):
    """Income statement analysis page"""
    st.header("💰 Income Analysis")
    
    if analyzer.data is None:
        st.warning("Please upload data to begin analysis.")
        return
    
    # Revenue analysis
    st.subheader("📈 Revenue Trend Analysis")
    st.plotly_chart(analyzer.create_revenue_trend_chart(), use_container_width=True)
    
    # Cost structure
    st.subheader("🥧 Cost Structure Analysis")
    if analyzer.processed_data:
        data = analyzer.processed_data
        costs = ['Cost of Goods Sold', 'Operating Expenses', 'Financial Expenses']
        values = [data['cogs_2024'], 2000000, 234567]  # Sample values
        
        fig = px.pie(values=values, names=costs, title="Cost Breakdown 2024")
        st.plotly_chart(fig, use_container_width=True)
    
    # Profitability metrics
    st.subheader("📊 Profitability Indicators")
    metrics = analyzer.calculate_metrics()
    
    col1, col2, col3 = st.columns(3)
    with col1:
        st.metric("Gross Margin", f"{metrics.get('gross_margin_2024', 0):.1f}%")
    with col2:
        st.metric("Net Margin", f"{metrics.get('net_margin_2024', 0):.1f}%")
    with col3:
        st.metric("Revenue Growth", f"{metrics.get('revenue_growth', 0):.1f}%")

def balance_sheet_page(analyzer):
    """Balance sheet analysis page"""
    st.header("🏛️ Balance Sheet Analysis")
    
    if analyzer.data is None:
        st.warning("Please upload balance sheet data to begin analysis.")
        return
    
    st.info("Balance sheet analysis requires additional data. Please upload complete financial statements.")
    
    # Sample asset structure chart
    assets = ['Current Assets', 'Fixed Assets', 'Intangible Assets']
    values = [45, 35, 20]
    
    fig = px.pie(values=values, names=assets, title="Asset Structure")
    st.plotly_chart(fig, use_container_width=True)

def cash_flow_page(analyzer):
    """Cash flow analysis page"""
    st.header("💸 Cash Flow Analysis")
    
    if analyzer.data is None:
        st.warning("Please upload cash flow data to begin analysis.")
        return
    
    st.info("Cash flow analysis requires additional data. Please upload complete cash flow statements.")
    
    # Sample cash flow chart
    categories = ['Operating CF', 'Investing CF', 'Financing CF']
    values = [5000000, -2000000, -1000000]
    
    fig = go.Figure(go.Waterfall(
        name="Cash Flow", orientation="v",
        measure=["relative", "relative", "relative"],
        x=categories, y=values,
        text=[f"{v/1000000:.1f}M" for v in values]
    ))
    fig.update_layout(title="Cash Flow Waterfall")
    st.plotly_chart(fig, use_container_width=True)

def ratios_page(analyzer):
    """Financial ratios analysis page"""
    st.header("📊 Financial Ratios Hub")
    
    if analyzer.data is None:
        st.warning("Please upload data to calculate ratios.")
        return
    
    # Ratio categories
    col1, col2, col3, col4 = st.columns(4)
    
    with col1:
        if st.button("Profitability"):
            st.session_state.ratio_category = "profitability"
    with col2:
        if st.button("Liquidity"):
            st.session_state.ratio_category = "liquidity"
    with col3:
        if st.button("Efficiency"):
            st.session_state.ratio_category = "efficiency"
    with col4:
        if st.button("Growth"):
            st.session_state.ratio_category = "growth"
    
    # Display ratios based on selection
    metrics = analyzer.calculate_metrics()
    
    st.subheader("Key Financial Ratios")
    
    col1, col2, col3 = st.columns(3)
    with col1:
        st.metric("Gross Profit Margin", f"{metrics.get('gross_margin_2024', 0):.1f}%", "A+")
    with col2:
        st.metric("Net Profit Margin", f"{metrics.get('net_margin_2024', 0):.1f}%", "A")
    with col3:
        st.metric("Revenue Growth", f"{metrics.get('revenue_growth', 0):.1f}%", "A+")

def ai_assistant_page(analyzer):
    """AI finance assistant page"""
    st.header("🤖 AI Finance Assistant")
    
    if analyzer.data is None:
        st.warning("Please upload data to enable AI analysis.")
        return
    
    # Chat interface
    st.subheader("💬 Ask Your Financial Questions")
    
    # Predefined questions
    col1, col2 = st.columns(2)
    with col1:
        if st.button("Analyze my financial health"):
            st.session_state.ai_query = "financial_health"
        if st.button("Find the biggest risks"):
            st.session_state.ai_query = "risks"
    
    with col2:
        if st.button("Give investment advice"):
            st.session_state.ai_query = "investment"
        if st.button("Create improvement plan"):
            st.session_state.ai_query = "improvement"
    
    # Text input for custom questions
    user_question = st.text_input("Or ask your own question:")
    
    if user_question or 'ai_query' in st.session_state:
        metrics = analyzer.calculate_metrics()
        
        # Simple AI-like responses based on data
        if user_question or st.session_state.get('ai_query') == 'financial_health':
            st.markdown("""
            <div class="insight-box">
                <h4>🎯 Financial Health Analysis</h4>
                <p>Based on your financial data:</p>
                <ul>
                    <li>✅ <strong>Revenue Growth:</strong> {:.0f}% growth shows strong market performance</li>
                    <li>✅ <strong>Profitability:</strong> {:.1f}% net margin indicates healthy operations</li>
                    <li>📊 <strong>Overall Rating:</strong> A- (Strong financial position)</li>
                </ul>
            </div>
            """.format(
                metrics.get('revenue_growth', 0),
                metrics.get('net_margin_2024', 0)
            ), unsafe_allow_html=True)
        
        # Clear the session state
        if 'ai_query' in st.session_state:
            del st.session_state.ai_query

if __name__ == "__main__":
    main()