Financial Risk Assessment Model
This model predicts the default risk for companies based on financial ratios.
Model Description
A logistic regression model trained on financial data to predict company default probability. The model uses binned financial ratios as features and outputs:
- probability: The predicted probability of default (0-1)
- risk_level: Categorical risk assessment (LOW_RISK, MEDIUM_RISK, HIGH_RISK)
- confidence: Model confidence in the prediction
Input Features
The model accepts the following financial ratios:
return_on_assets
: Return on Assets ratioprofit_margin
: Net Income Margindebt_to_equity_ratio
: Debt to Equity ratiocurrent_ratio
: Current Ratiointerest_coverage
: Interest Coverage ratioquick_ratio
: Quick Ratio (optional)
Example Usage
inputs = {
"return_on_assets": 22.61,
"profit_margin": 25.31,
"debt_to_equity_ratio": 1.73,
"current_ratio": 1.07,
"interest_coverage": 29.9,
"quick_ratio": 0.83
}
# The model will return:
# {
# "probability": 0.156,
# "risk_level": "LOW_RISK",
# "confidence": 0.832
# }
API Usage
curl -X POST \
https://api-inference.huggingface.co/models/your-username/financial-risk-model \
-H "Authorization: Bearer YOUR_HF_TOKEN" \
-H "Content-Type: application/json" \
-d '{
"inputs": {
"return_on_assets": 22.61,
"profit_margin": 25.31,
"debt_to_equity_ratio": 1.73,
"current_ratio": 1.07,
"interest_coverage": 29.9
}
}'
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