AdiOO7/Bank_Complaints · Datasets at Hugging Face

Instruction stringclasses 1 value	Input stringlengths 11 152	Response stringclasses 9 values
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	experian and XXXX is repeatally sharing and opening old case that should bee close	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	I have taken an auto loan, but it is being shown as other loan in my credit report. which might impact my final credit score.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	Have no way to call and settle debt	Company believes it acted appropriately as authorized by contract or law
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	Billed for $ XXXX but upon request received verification for only {$82.00}.	Company has responded to the consumer and the CFPB and chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	Credit bureau refused to block fraudulent account information being reported on my credit report	Company has responded to the consumer and the CFPB and chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	Credit bureau refuses to remove fraudulent information after receiving a FTC Fraud Affidavit.	Company has responded to the consumer and the CFPB and chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	The credit limit and and credit balance is being reported incorrectly from all XXXX credit bureaus for my XXXX account.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	I do not want this lender to contact me anymore period.	Company believes it acted appropriately as authorized by contract or law
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	XXXX XXXX treated my dog, overcharged me and they were paid in full.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	I claimed bankruptcy last year and bills are from the year before. They should have been discharged	Company has responded to the consumer and the CFPB and chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	First started receiving fake medical bills, and now threats of reporting to credit bureaus	Company has responded to the consumer and the CFPB and chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	I made transferred money to my account and I was told that my account was closed.	Company has responded to the consumer and the CFPB and chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	US Bank reported a credit card in my name that I do not recognize nor never applied for.	Company has responded to the consumer and the CFPB and chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	Received an unsolicited BankAmericard reward card.	Company has responded to the consumer and the CFPB and chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	Credit report lists my correct address and XXXX false address where I have never lived.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	inaccurate information in this account. improper collection practices	Company has responded to the consumer and the CFPB and chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	Debt is for {$1500.00} Now they are asking for {$1700.00} because interest?????	Company believes it acted appropriately as authorized by contract or law
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	The vehicle loan is being paid on time as agreed.	Company has responded to the consumer and the CFPB and chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	I have XXXX of debt reporting on my credit for over 10 years ago and I had filed a complaint of identity theft years ago ....	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	I receive collection calls before XXXX ( my time zone ) at least once a week from XXXX regarding a XXXX XXXX Credit Card.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	Consumer Financial Protection Bureau - Case # XXXX Macy 's account ending in XXXX	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	They call evey XXXX minutes between XXXX and XXXX, even after I talk to representive. They even admitted that it was robo calling.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	XXXX or experian has me listed as having stayed at XXXX XXXX in XXXX. I never lived there.	Company has responded to the consumer and the CFPB and chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	Hi my bank account was basically stolen and is being withdrawed of a lot of money	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	The refuse to take any action to remove the fraudulent account.	Company has responded to the consumer and the CFPB and chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	The debt is not mine I never had a contract service with XXXX, I had a prepaid service with them that is all.	Company believes it acted appropriately as authorized by contract or law
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	I was n't giving information to cancel or close account	Company has responded to the consumer and the CFPB and chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	I disputed a debt with transunion because a collection agency and a creditor report the same XXXX debts. Transunion dont remove any of the entries.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	incorrect information-name address, age, race, criminal report.	Company has responded to the consumer and the CFPB and chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	I previously disputed this Bankruptcy on my account a while ago and it was removed and now I see it is on my account again.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	Debt was paid in full but shows open on my credit report. I also never received a paid in full fax as I was told I would.	Company believes it acted appropriately as authorized by contract or law
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	Intrusive billing inquiries and charges eating up credit line by hackers	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	I have disputed information as fraudulent and not being opened by me and they refuse to remove the information from my account.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	I had a medical bill that became delinquent it was giving to I C systems	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	Have applied for a Modification due to loss of earnings and have been denied.	Company believes it acted appropriately as authorized by contract or law
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	i do'n owe any money i have excellent credit Experian keep entering out dated information on my report	Company has responded to the consumer and the CFPB and chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	This account should not be as much as it is and I do n't recognize this amount as being true	Company believes it acted appropriately as authorized by contract or law
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	Transunion is reporting XXXX on my credit report enclosed this is not mine please remove it asap.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	My last name is misspelled on my Trans Union credit report.	Company has responded to the consumer and the CFPB and chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	I did not authorize inquiry and I suspect attempted ID theft.	Company has responded to the consumer and the CFPB and chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	Experian credit bureau refuses to re-investigate items on my credit report that are inaccurate.	Company has responded to the consumer and the CFPB and chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	I want to have this issue removed from XXXX and XXXX as well	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	they contacted me at work	Company believes it acted appropriately as authorized by contract or law
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	No it 's my hard inquiries	Company has responded to the consumer and the CFPB and chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	I have bank accounts and other improper usage on my credit report	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	Have received collection notice but never received a bill from the supposed creditor.	Company has responded to the consumer and the CFPB and chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	This company refuses to provide verification and validation of debt. i have never had a XXXX memebership	Company can't verify or dispute the facts in the complaint
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	I settled with XXXX bank and XXXX XXXX XXXX and they are still reporting my full original balance due on credit report.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	I do not have proof this is my debt.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	Trans Union failed to follow Federal Law and remove items identified and possible ID Theft from credit report.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	Repeatedly calling after being told not to on a recorded line.	Company believes it acted appropriately as authorized by contract or law
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	Trans Union is not responding to my request to investigate, verify and remove XXXX account from my credit file.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	I have not stepped foot into a XXXX. I want to dispute this and take it off my credit reports.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	the Doctor bill or paid but they are sending a bad reports to XXXX credit agency	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	XXXX XXXX reported a hard inquiry to Experian Credit Bureau on XXXX/XXXX/15.	Company has responded to the consumer and the CFPB and chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	XXXX reported a hard inquiry to Experian Credit Bureau on XXXX/XXXX/2015, without my knowledge.	Company has responded to the consumer and the CFPB and chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	My social has been used, so I would like to get it investigated.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	Debt is unknown to me and cci can not provide details regarding debt orgination or dtails of the type of debt	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	My report said I have a mortgage loan n a car loan out n I have neither	Company has responded to the consumer and the CFPB and chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	XXXX is saying no is no past due balance on my account	Company believes it acted appropriately as authorized by contract or law
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	I Have never been employed at XXXX XXXX.	Company has responded to the consumer and the CFPB and chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	Bank of America is over charging me overdraft fee on a payment which was XXXX XXXX,2015 and it was paid XXXX XXXX 2015	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	I get repeated calls from Open Road Lending and I do n't have any loan accounts with this agency. Please stop the calls	Company disputes the facts presented in the complaint
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	Company refuses to validate the debt	Company believes it acted appropriately as authorized by contract or law
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	XXXX XXXX XXXX - Arizona Routing XXXX Acct last XXXX : XXXX Never owned personal bank account in XXXX or XXXX. never had XXXX Account with bank	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	THIS ACCOUNT DOES NOT BELONG TO ME. XXXX XXXX XXXX XXXX ACCOUNT # XXXX THIS ACCOUNT IS STOPPING ME FROM GETTING A JOB.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	They are calling my cell phone and work number every hour to 15 minutes ...	Company has responded to the consumer and the CFPB and chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	Ditech has failed to properly apply HAMP loan modifcation incentives.	Company believes complaint is the result of an isolated error
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	I cant access my credit report, maybe my DOB incorrect or my name was misspell, thanks.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	payment are not bein applied as should. Threaten phone calls.	Company believes the complaint is the result of a misunderstanding
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	My bankruptcy was XXXX/XXXX/09. Should n't this now be off of my credit report?	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	case # XXXX Shellpoint Mortgage sent the power of attorney from the wrong company. It should have been XXXX XXXX not XXXX	Company believes complaint is the result of an isolated error
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	My lawyer is trying to charge my credit card and the card can not be charged.	Company has responded to the consumer and the CFPB and chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	I recently this past year have been randomly getting mail from this creditor with pat off options in which I do NOT owe.	Company believes it acted appropriately as authorized by contract or law
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	While waiting on loss migigation nationwide advadvantage sold our home	Company believes it acted appropriately as authorized by contract or law
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	This is not my debt. IC SYSTEMS continues to report it to the credit bureaus.	Company has responded to the consumer and the CFPB and chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	This number keep calling me everyday telling me I owe XXXX money, but double checked with XXXX, I do n't owe them money.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	I have a collection showing up on my credit report that never happened	Company believes complaint is the result of an isolated error
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	I tried to obtain my annual free credit report. I was unable to do so. It looks like my credit has been stolen!	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	Violation of mortgage. Mortgage FRAUD	Company has responded to the consumer and the CFPB and chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	this account is pulling my credit score by being on my credit. please remove this account from my credit file.	Company believes it acted appropriately as authorized by contract or law
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	I was only comparing rates for a mortgage. House was paid as a cash purchase. No mortage was required.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	I was wrongfully charged overdraft fees	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	I paid AMCA in XXXX or XXXX, it was settled at {$300.00} and it is still on my credit report.	Company believes complaint is the result of an isolated error
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	BOA is requiring approximately 3 times the amounts due for escrow. Please provide a copy of any relevant regulation.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	XXXX unknown names appear on my credit report.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	REAL TIME RESOLUTIONS IS CONTACTING ME ABOUT AN {$84000.00} BILL FOR A PROPERTY I DO NOT OWE	Company disputes the facts presented in the complaint
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	My dealer made me purchase their extended warrant and GAP insurance. I do not need or want it.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	Macy 's did not inform me that my interest rate increased to 18.99 % the end of XXXX 2015.	Company has responded to the consumer and the CFPB and chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	Did not receive a notice that debt was due until after it was sent to credit bureaus.	Company believes it acted appropriately as authorized by contract or law
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	I agreed to setup payment for my medical, but they still reported it to my credit even after the bill was paid.	Company believes complaint is the result of an isolated error
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	XXXX refuses to allow me to dispute the information that is old and should be be removed	Company has responded to the consumer and the CFPB and chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	Collector was informed that I can not receive phone calls at work. Continues to call my place of employment.	Company believes it acted appropriately as authorized by contract or law
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	TransUnion has reported misinformation concerning possibly auto loan and mortgage loan.	Company has responded to the consumer and the CFPB and chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	The criminal history section on my report is inaccurate.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	I have been trying to get my free credit report from them and each time they telling me i have to pay to get the report.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	I informed them i will make payments on the matter but they keep calling 5 to 6 times a day	Company has responded to the consumer and the CFPB and chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	There is a negative mark against me that should have been taken off years ago!	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	There is around XXXX credit cards open in my behalf that i have n't authorize. And is affecting my credit score.	Company chooses not to provide a public response
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint	My refi application process has stalled, my loan officer is not responding to emails.	Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

experian and XXXX is repeatally sharing and opening old case that should bee close

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

I have taken an auto loan, but it is being shown as other loan in my credit report. which might impact my final credit score.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

Have no way to call and settle debt

Company believes it acted appropriately as authorized by contract or law

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

Billed for $ XXXX but upon request received verification for only {$82.00}.

Company has responded to the consumer and the CFPB and chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

Credit bureau refused to block fraudulent account information being reported on my credit report

Company has responded to the consumer and the CFPB and chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

Credit bureau refuses to remove fraudulent information after receiving a FTC Fraud Affidavit.

Company has responded to the consumer and the CFPB and chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

The credit limit and and credit balance is being reported incorrectly from all XXXX credit bureaus for my XXXX account.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

I do not want this lender to contact me anymore period.

Company believes it acted appropriately as authorized by contract or law

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

XXXX XXXX treated my dog, overcharged me and they were paid in full.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

I claimed bankruptcy last year and bills are from the year before. They should have been discharged

Company has responded to the consumer and the CFPB and chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

First started receiving fake medical bills, and now threats of reporting to credit bureaus

Company has responded to the consumer and the CFPB and chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

I made transferred money to my account and I was told that my account was closed.

Company has responded to the consumer and the CFPB and chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

US Bank reported a credit card in my name that I do not recognize nor never applied for.

Company has responded to the consumer and the CFPB and chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

Received an unsolicited BankAmericard reward card.

Company has responded to the consumer and the CFPB and chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

Credit report lists my correct address and XXXX false address where I have never lived.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

inaccurate information in this account. improper collection practices

Company has responded to the consumer and the CFPB and chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

Debt is for {$1500.00} Now they are asking for {$1700.00} because interest?????

Company believes it acted appropriately as authorized by contract or law

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

The vehicle loan is being paid on time as agreed.

Company has responded to the consumer and the CFPB and chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

I have XXXX of debt reporting on my credit for over 10 years ago and I had filed a complaint of identity theft years ago ....

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

I receive collection calls before XXXX ( my time zone ) at least once a week from XXXX regarding a XXXX XXXX Credit Card.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

Consumer Financial Protection Bureau - Case # XXXX Macy 's account ending in XXXX

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

They call evey XXXX minutes between XXXX and XXXX, even after I talk to representive. They even admitted that it was robo calling.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

XXXX or experian has me listed as having stayed at XXXX XXXX in XXXX. I never lived there.

Company has responded to the consumer and the CFPB and chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

Hi my bank account was basically stolen and is being withdrawed of a lot of money

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

The refuse to take any action to remove the fraudulent account.

Company has responded to the consumer and the CFPB and chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

The debt is not mine I never had a contract service with XXXX, I had a prepaid service with them that is all.

Company believes it acted appropriately as authorized by contract or law

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

I was n't giving information to cancel or close account

Company has responded to the consumer and the CFPB and chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

I disputed a debt with transunion because a collection agency and a creditor report the same XXXX debts. Transunion dont remove any of the entries.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

incorrect information-name address, age, race, criminal report.

Company has responded to the consumer and the CFPB and chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

I previously disputed this Bankruptcy on my account a while ago and it was removed and now I see it is on my account again.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

Debt was paid in full but shows open on my credit report. I also never received a paid in full fax as I was told I would.

Company believes it acted appropriately as authorized by contract or law

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

Intrusive billing inquiries and charges eating up credit line by hackers

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

I have disputed information as fraudulent and not being opened by me and they refuse to remove the information from my account.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

I had a medical bill that became delinquent it was giving to I C systems

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

Have applied for a Modification due to loss of earnings and have been denied.

Company believes it acted appropriately as authorized by contract or law

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

i do'n owe any money i have excellent credit Experian keep entering out dated information on my report

Company has responded to the consumer and the CFPB and chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

This account should not be as much as it is and I do n't recognize this amount as being true

Company believes it acted appropriately as authorized by contract or law

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

Transunion is reporting XXXX on my credit report enclosed this is not mine please remove it asap.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

My last name is misspelled on my Trans Union credit report.

Company has responded to the consumer and the CFPB and chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

I did not authorize inquiry and I suspect attempted ID theft.

Company has responded to the consumer and the CFPB and chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

Experian credit bureau refuses to re-investigate items on my credit report that are inaccurate.

Company has responded to the consumer and the CFPB and chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

I want to have this issue removed from XXXX and XXXX as well

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

they contacted me at work

Company believes it acted appropriately as authorized by contract or law

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

No it 's my hard inquiries

Company has responded to the consumer and the CFPB and chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

I have bank accounts and other improper usage on my credit report

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

Have received collection notice but never received a bill from the supposed creditor.

Company has responded to the consumer and the CFPB and chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

This company refuses to provide verification and validation of debt. i have never had a XXXX memebership

Company can't verify or dispute the facts in the complaint

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

I settled with XXXX bank and XXXX XXXX XXXX and they are still reporting my full original balance due on credit report.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

I do not have proof this is my debt.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

Trans Union failed to follow Federal Law and remove items identified and possible ID Theft from credit report.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

Repeatedly calling after being told not to on a recorded line.

Company believes it acted appropriately as authorized by contract or law

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

Trans Union is not responding to my request to investigate, verify and remove XXXX account from my credit file.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

I have not stepped foot into a XXXX. I want to dispute this and take it off my credit reports.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

the Doctor bill or paid but they are sending a bad reports to XXXX credit agency

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

XXXX XXXX reported a hard inquiry to Experian Credit Bureau on XXXX/XXXX/15.

Company has responded to the consumer and the CFPB and chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

XXXX reported a hard inquiry to Experian Credit Bureau on XXXX/XXXX/2015, without my knowledge.

Company has responded to the consumer and the CFPB and chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

My social has been used, so I would like to get it investigated.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

Debt is unknown to me and cci can not provide details regarding debt orgination or dtails of the type of debt

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

My report said I have a mortgage loan n a car loan out n I have neither

Company has responded to the consumer and the CFPB and chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

XXXX is saying no is no past due balance on my account

Company believes it acted appropriately as authorized by contract or law

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

I Have never been employed at XXXX XXXX.

Company has responded to the consumer and the CFPB and chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

Bank of America is over charging me overdraft fee on a payment which was XXXX XXXX,2015 and it was paid XXXX XXXX 2015

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

I get repeated calls from Open Road Lending and I do n't have any loan accounts with this agency. Please stop the calls

Company disputes the facts presented in the complaint

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

Company refuses to validate the debt

Company believes it acted appropriately as authorized by contract or law

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

XXXX XXXX XXXX - Arizona Routing XXXX Acct last XXXX : XXXX Never owned personal bank account in XXXX or XXXX. never had XXXX Account with bank

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

THIS ACCOUNT DOES NOT BELONG TO ME. XXXX XXXX XXXX XXXX ACCOUNT # XXXX THIS ACCOUNT IS STOPPING ME FROM GETTING A JOB.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

They are calling my cell phone and work number every hour to 15 minutes ...

Company has responded to the consumer and the CFPB and chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

Ditech has failed to properly apply HAMP loan modifcation incentives.

Company believes complaint is the result of an isolated error

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

I cant access my credit report, maybe my DOB incorrect or my name was misspell, thanks.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

payment are not bein applied as should. Threaten phone calls.

Company believes the complaint is the result of a misunderstanding

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

My bankruptcy was XXXX/XXXX/09. Should n't this now be off of my credit report?

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

case # XXXX Shellpoint Mortgage sent the power of attorney from the wrong company. It should have been XXXX XXXX not XXXX

Company believes complaint is the result of an isolated error

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

My lawyer is trying to charge my credit card and the card can not be charged.

Company has responded to the consumer and the CFPB and chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

I recently this past year have been randomly getting mail from this creditor with pat off options in which I do NOT owe.

Company believes it acted appropriately as authorized by contract or law

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

While waiting on loss migigation nationwide advadvantage sold our home

Company believes it acted appropriately as authorized by contract or law

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

This is not my debt. IC SYSTEMS continues to report it to the credit bureaus.

Company has responded to the consumer and the CFPB and chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

This number keep calling me everyday telling me I owe XXXX money, but double checked with XXXX, I do n't owe them money.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

I have a collection showing up on my credit report that never happened

Company believes complaint is the result of an isolated error

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

I tried to obtain my annual free credit report. I was unable to do so. It looks like my credit has been stolen!

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

Violation of mortgage. Mortgage FRAUD

Company has responded to the consumer and the CFPB and chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

this account is pulling my credit score by being on my credit. please remove this account from my credit file.

Company believes it acted appropriately as authorized by contract or law

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

I was only comparing rates for a mortgage. House was paid as a cash purchase. No mortage was required.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

I was wrongfully charged overdraft fees

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

I paid AMCA in XXXX or XXXX, it was settled at {$300.00} and it is still on my credit report.

Company believes complaint is the result of an isolated error

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

BOA is requiring approximately 3 times the amounts due for escrow. Please provide a copy of any relevant regulation.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

XXXX unknown names appear on my credit report.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

REAL TIME RESOLUTIONS IS CONTACTING ME ABOUT AN {$84000.00} BILL FOR A PROPERTY I DO NOT OWE

Company disputes the facts presented in the complaint

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

My dealer made me purchase their extended warrant and GAP insurance. I do not need or want it.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

Macy 's did not inform me that my interest rate increased to 18.99 % the end of XXXX 2015.

Company has responded to the consumer and the CFPB and chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

Did not receive a notice that debt was due until after it was sent to credit bureaus.

Company believes it acted appropriately as authorized by contract or law

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

I agreed to setup payment for my medical, but they still reported it to my credit even after the bill was paid.

Company believes complaint is the result of an isolated error

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

XXXX refuses to allow me to dispute the information that is old and should be be removed

Company has responded to the consumer and the CFPB and chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

Collector was informed that I can not receive phone calls at work. Continues to call my place of employment.

Company believes it acted appropriately as authorized by contract or law

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

TransUnion has reported misinformation concerning possibly auto loan and mortgage loan.

Company has responded to the consumer and the CFPB and chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

The criminal history section on my report is inaccurate.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

I have been trying to get my free credit report from them and each time they telling me i have to pay to get the report.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

I informed them i will make payments on the matter but they keep calling 5 to 6 times a day

Company has responded to the consumer and the CFPB and chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

There is a negative mark against me that should have been taken off years ago!

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

There is around XXXX credit cards open in my behalf that i have n't authorize. And is affecting my credit score.

Company chooses not to provide a public response

You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint

My refi application process has stalled, my loan officer is not responding to emails.

Company chooses not to provide a public response