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5,084 | hi welcome to the foxborough board of selectmen special meeting on june 27th | 20130627BOS/20130627BOS/2013_06_27BOS_DOT_flac_00000.flac | 20130627BOS/20130627BOS/2013_06_27BOS_DOT_flac_00000.flac | |
8,093 | tonight's meetings was asked for by the kraft group to try and work out some insurance situations between the town and them | 20130627BOS/20130627BOS/2013_06_27BOS_DOT_flac_00001.flac | 20130627BOS/20130627BOS/2013_06_27BOS_DOT_flac_00001.flac | |
6,040 | i'd like to welcome the attorneys in the kraft group to come up to the table in front of us please | 20130627BOS/20130627BOS/2013_06_27BOS_DOT_flac_00002.flac | 20130627BOS/20130627BOS/2013_06_27BOS_DOT_flac_00002.flac | |
4,498 | okay just for the record when we start we can get on the line for the record your names please | 20130627BOS/20130627BOS/2013_06_27BOS_DOT_flac_00003.flac | 20130627BOS/20130627BOS/2013_06_27BOS_DOT_flac_00003.flac | |
3,529 | thanks mark i'm dick gelerman town counsel | 20130627BOS/20130627BOS/2013_06_27BOS_DOT_flac_00004.flac | 20130627BOS/20130627BOS/2013_06_27BOS_DOT_flac_00004.flac | |
1,744 | cindy meyer town counsel | 20130627BOS/20130627BOS/2013_06_27BOS_DOT_flac_00005.flac | 20130627BOS/20130627BOS/2013_06_27BOS_DOT_flac_00005.flac | |
4,032 | john davis from pierce davis perritano | 20130627BOS/20130627BOS/2013_06_27BOS_DOT_flac_00006.flac | 20130627BOS/20130627BOS/2013_06_27BOS_DOT_flac_00006.flac | |
4,938 | jim cobery general counsel of the kraft group ian murphy the kraft group | 20130627BOS/20130627BOS/2013_06_27BOS_DOT_flac_00007.flac | 20130627BOS/20130627BOS/2013_06_27BOS_DOT_flac_00007.flac | |
3,164 | and dick would you like to start yeah thank you | 20130627BOS/20130627BOS/2013_06_27BOS_DOT_flac_00008.flac | 20130627BOS/20130627BOS/2013_06_27BOS_DOT_flac_00008.flac | |
33,266 | so when when we met with you just two nights ago just to reiterate the issue the issue is that the current insurer for the town for law enforcement the law enforcement policy has advised the town that as of july 1st the deductible for events that occur under the law enforcement policy is going to go to fifty thousand | 20130627BOS/20130627BOS/2013_06_27BOS_DOT_flac_00009.flac | 20130627BOS/20130627BOS/2013_06_27BOS_DOT_flac_00009.flac | |
9,857 | because of that increase which the board has told me they found unacceptable we're trying to find solutions to that problem | 20130627BOS/20130627BOS/2013_06_27BOS_DOT_flac_00010.flac | 20130627BOS/20130627BOS/2013_06_27BOS_DOT_flac_00010.flac | |
5,000 | and we've been working with the kraft organization on that | 20130627BOS/20130627BOS/2013_06_27BOS_DOT_flac_00011.flac | 20130627BOS/20130627BOS/2013_06_27BOS_DOT_flac_00011.flac | |
31,075 | what's happened since tuesday with regard to meyer is we spoke i spoke with them on yesterday on wednesday and asked them to a couple of things would they agree to postpone the increase in the deductible from seven thousand five hundred to fifty thousand would they agree to postpone that until we had the opportunity to resolve these insurance issues with the stadium they declined to do that | 20130627BOS/20130627BOS/2013_06_27BOS_DOT_flac_00012.flac | 20130627BOS/20130627BOS/2013_06_27BOS_DOT_flac_00012.flac | |
28,043 | i asked them if they i asked em if asked em if they would consider imposing the fifty thousand deductible only for concerts as opposed to soccer events on the theory that soccer is relatively benign in terms of crowd behavior they declined to do that | 20130627BOS/20130627BOS/2013_06_27BOS_DOT_flac_00013.flac | 20130627BOS/20130627BOS/2013_06_27BOS_DOT_flac_00013.flac | |
9,708 | and then with with john davis help we asked them whether they would consider a prorated premium change to effectively get them to the same place | 20130627BOS/20130627BOS/2013_06_27BOS_DOT_flac_00014.flac | 20130627BOS/20130627BOS/2013_06_27BOS_DOT_flac_00014.flac | |
8,900 | the proration thinking being that we get this resolved relatively quickly and therefore the cost the net cost to the town go down | 20130627BOS/20130627BOS/2013_06_27BOS_DOT_flac_00015.flac | 20130627BOS/20130627BOS/2013_06_27BOS_DOT_flac_00015.flac | |
1,820 | they declined to do that | 20130627BOS/20130627BOS/2013_06_27BOS_DOT_flac_00016.flac | 20130627BOS/20130627BOS/2013_06_27BOS_DOT_flac_00016.flac | |
16,029 | but the one bit of good news from meyer that came in a phone call copied by email today is that the fifty thousand deductible is applicable only to stadium events it's not applicable townwide | 20130627BOS/20130627BOS/2013_06_27BOS_DOT_flac_00017.flac | 20130627BOS/20130627BOS/2013_06_27BOS_DOT_flac_00017.flac | |
3,417 | so that's where we are today with mia | 20130627BOS/20130627BOS/2013_06_27BOS_DOT_flac_00018.flac | 20130627BOS/20130627BOS/2013_06_27BOS_DOT_flac_00018.flac | |
7,206 | attorney cobery and i have had more conversations with one another today and yesterday than either of us care for | 20130627BOS/20130627BOS/2013_06_27BOS_DOT_flac_00019.flac | 20130627BOS/20130627BOS/2013_06_27BOS_DOT_flac_00019.flac | |
8,885 | and i do want to say that he's worked very very very diligently to try to help the town resolve this issue | 20130627BOS/20130627BOS/2013_06_27BOS_DOT_flac_00020.flac | 20130627BOS/20130627BOS/2013_06_27BOS_DOT_flac_00020.flac | |
14,174 | he can tell you later but if i can steal the thunder they have been able to think they can get in place actually this new policy before the next event before july 6th | 20130627BOS/20130627BOS/2013_06_27BOS_DOT_flac_00021.flac | 20130627BOS/20130627BOS/2013_06_27BOS_DOT_flac_00021.flac | |
2,500 | and that's some kind of doing | 20130627BOS/20130627BOS/2013_06_27BOS_DOT_flac_00022.flac | 20130627BOS/20130627BOS/2013_06_27BOS_DOT_flac_00022.flac | |
7,640 | we've been told by both meyer and early in talking with jim that we were really looking at a thirty to sixty day timeline | 20130627BOS/20130627BOS/2013_06_27BOS_DOT_flac_00023.flac | 20130627BOS/20130627BOS/2013_06_27BOS_DOT_flac_00023.flac | |
5,661 | it looks like they've been able to manage that to go down to about ten days so here's where we are | 20130627BOS/20130627BOS/2013_06_27BOS_DOT_flac_00024.flac | 20130627BOS/20130627BOS/2013_06_27BOS_DOT_flac_00024.flac | |
4,083 | you don't have an event coming up until july 6th | 20130627BOS/20130627BOS/2013_06_27BOS_DOT_flac_00025.flac | 20130627BOS/20130627BOS/2013_06_27BOS_DOT_flac_00025.flac | |
12,205 | we're going to ask the board after all of the presentations to consider putting over your decision on conditions of the license until july 5th | 20130627BOS/20130627BOS/2013_06_27BOS_DOT_flac_00026.flac | 20130627BOS/20130627BOS/2013_06_27BOS_DOT_flac_00026.flac | |
21,713 | we're going to ask the board to approve to continue its approval of the licenses as long as you get in place by that date a law enforcement policy that provides the coverage to the town in the form acceptable to you with a deductible acceptable to you | 20130627BOS/20130627BOS/2013_06_27BOS_DOT_flac_00027.flac | 20130627BOS/20130627BOS/2013_06_27BOS_DOT_flac_00027.flac | |
4,053 | between now and then there's a lot more work to do | 20130627BOS/20130627BOS/2013_06_27BOS_DOT_flac_00028.flac | 20130627BOS/20130627BOS/2013_06_27BOS_DOT_flac_00028.flac | |
1,783 | and we've been working very hard on it | 20130627BOS/20130627BOS/2013_06_27BOS_DOT_flac_00029.flac | 20130627BOS/20130627BOS/2013_06_27BOS_DOT_flac_00029.flac | |
11,962 | cindy's been working both days drafting agreements drafting motions dealing with meyer as i have with jim cobery | 20130627BOS/20130627BOS/2013_06_27BOS_DOT_flac_00030.flac | 20130627BOS/20130627BOS/2013_06_27BOS_DOT_flac_00030.flac | |
7,315 | so we've all been doing a lot of work and we have made some progress we are not there yet | 20130627BOS/20130627BOS/2013_06_27BOS_DOT_flac_00031.flac | 20130627BOS/20130627BOS/2013_06_27BOS_DOT_flac_00031.flac | |
3,998 | we're we're further along but we're not there yet | 20130627BOS/20130627BOS/2013_06_27BOS_DOT_flac_00032.flac | 20130627BOS/20130627BOS/2013_06_27BOS_DOT_flac_00032.flac | |
9,857 | we have drafted and sent to jim sent a copy to the town manager also a possible agreement that we could work out | 20130627BOS/20130627BOS/2013_06_27BOS_DOT_flac_00033.flac | 20130627BOS/20130627BOS/2013_06_27BOS_DOT_flac_00033.flac | |
8,457 | that's going to depend the resolution of this is going to depend we first have to know what kind of a policy we can get what it's going to cost | 20130627BOS/20130627BOS/2013_06_27BOS_DOT_flac_00034.flac | 20130627BOS/20130627BOS/2013_06_27BOS_DOT_flac_00034.flac | |
3,916 | i do think i can represent that that cost we'll be able to work out the portion of the cost of the premium | 20130627BOS/20130627BOS/2013_06_27BOS_DOT_flac_00035.flac | 20130627BOS/20130627BOS/2013_06_27BOS_DOT_flac_00035.flac | |
14,582 | i'm not talking about the deductible now in a way that's reasonably reflective of what it would cost us on one side of the town and secondly what it would cost us because of the stadium | 20130627BOS/20130627BOS/2013_06_27BOS_DOT_flac_00036.flac | 20130627BOS/20130627BOS/2013_06_27BOS_DOT_flac_00036.flac | |
10,845 | i don't know the impacts of what the new deductible or what the deductible will be that jim's going to tell you about | 20130627BOS/20130627BOS/2013_06_27BOS_DOT_flac_00037.flac | 20130627BOS/20130627BOS/2013_06_27BOS_DOT_flac_00037.flac | |
21,091 | there are a lot of moving parts to it that he'll explain but i don't know the impact once we have in place a policy provided through the stadium's efforts i don't know the impact of what that would be on meyer except for certain that that fifty thousand deductible will go down to seventy five | 20130627BOS/20130627BOS/2013_06_27BOS_DOT_flac_00038.flac | 20130627BOS/20130627BOS/2013_06_27BOS_DOT_flac_00038.flac | |
13,108 | but we're not to think that the cost of the policy should also go down since they're no longer primary since they no longer would be providing primary coverage for the town for stadium events | 20130627BOS/20130627BOS/2013_06_27BOS_DOT_flac_00039.flac | 20130627BOS/20130627BOS/2013_06_27BOS_DOT_flac_00039.flac | |
3,464 | so the net effect costwise is hard to calculate at this point | 20130627BOS/20130627BOS/2013_06_27BOS_DOT_flac_00040.flac | 20130627BOS/20130627BOS/2013_06_27BOS_DOT_flac_00040.flac | |
5,000 | we will get there but we're just not there tonight | 20130627BOS/20130627BOS/2013_06_27BOS_DOT_flac_00041.flac | 20130627BOS/20130627BOS/2013_06_27BOS_DOT_flac_00041.flac | |
2,600 | so i guess i'll stop as that introduction | 20130627BOS/20130627BOS/2013_06_27BOS_DOT_flac_00042.flac | 20130627BOS/20130627BOS/2013_06_27BOS_DOT_flac_00042.flac | |
5,316 | at the end i will want to get back and talk to you about a motion that we've drafted | 20130627BOS/20130627BOS/2013_06_27BOS_DOT_flac_00043.flac | 20130627BOS/20130627BOS/2013_06_27BOS_DOT_flac_00043.flac | |
3,217 | and let me say i know we're all working hard but we're getting paid for it | 20130627BOS/20130627BOS/2013_06_27BOS_DOT_flac_00044.flac | 20130627BOS/20130627BOS/2013_06_27BOS_DOT_flac_00044.flac | |
2,804 | and here you are two nights out of three | 20130627BOS/20130627BOS/2013_06_27BOS_DOT_flac_00045.flac | 20130627BOS/20130627BOS/2013_06_27BOS_DOT_flac_00045.flac | |
2,148 | so thank you for that | 20130627BOS/20130627BOS/2013_06_27BOS_DOT_flac_00046.flac | 20130627BOS/20130627BOS/2013_06_27BOS_DOT_flac_00046.flac | |
3,287 | cindy you have anything to add no not at the moment no mark | 20130627BOS/20130627BOS/2013_06_27BOS_DOT_flac_00047.flac | 20130627BOS/20130627BOS/2013_06_27BOS_DOT_flac_00047.flac | |
15,656 | john no the only other thing that and this was i think dick alluded to this but when we realized that there was the issue of that letter that was accomplished the following morning and sent to mr cobery so that that could be accomplished | 20130627BOS/20130627BOS/2013_06_27BOS_DOT_flac_00048.flac | 20130627BOS/20130627BOS/2013_06_27BOS_DOT_flac_00048.flac | |
20,428 | and if they can play something within the next ten days that is a lot more that's a lot sooner than we were led to believe by other consultants we had spoken to in the past including meyer the other day when we spoke to joe callahan he thought thirty days was aggressive | 20130627BOS/20130627BOS/2013_06_27BOS_DOT_flac_00049.flac | 20130627BOS/20130627BOS/2013_06_27BOS_DOT_flac_00049.flac | |
2,641 | he thought it would take more like sixty days | 20130627BOS/20130627BOS/2013_06_27BOS_DOT_flac_00050.flac | 20130627BOS/20130627BOS/2013_06_27BOS_DOT_flac_00050.flac | |
6,082 | so if something can be placed in time for the first event of july the 6th that'd be great | 20130627BOS/20130627BOS/2013_06_27BOS_DOT_flac_00051.flac | 20130627BOS/20130627BOS/2013_06_27BOS_DOT_flac_00051.flac | |
13,401 | jim if you don't mind i'd like to set the context of what we're doing here and what is hopefully gonna happen over the next ten days the context very briefly is this all started with the weldnerdutton protective custody lawsuit | 20130627BOS/20130627BOS/2013_06_27BOS_DOT_flac_00052.flac | 20130627BOS/20130627BOS/2013_06_27BOS_DOT_flac_00052.flac | |
14,031 | with that lawsuit we realized that there were some gaps some areas that we could improve upon mutually improve upon our indemnification and the town's insurance program | 20130627BOS/20130627BOS/2013_06_27BOS_DOT_flac_00053.flac | 20130627BOS/20130627BOS/2013_06_27BOS_DOT_flac_00053.flac | |
15,396 | and we spent and when i say we dan john davis cindy dick and i started working on this back in december and spent a lot of time in december january february working out a new form of indemnification agreement which we were able to do | 20130627BOS/20130627BOS/2013_06_27BOS_DOT_flac_00054.flac | 20130627BOS/20130627BOS/2013_06_27BOS_DOT_flac_00054.flac | |
4,621 | and so by the end of february we came to an agreement about a new indemnification | 20130627BOS/20130627BOS/2013_06_27BOS_DOT_flac_00055.flac | 20130627BOS/20130627BOS/2013_06_27BOS_DOT_flac_00055.flac | |
1,777 | and i think that's a very reasonable document | 20130627BOS/20130627BOS/2013_06_27BOS_DOT_flac_00056.flac | 20130627BOS/20130627BOS/2013_06_27BOS_DOT_flac_00056.flac | |
6,364 | and i think it does protect all of us much better from situations like the weldnerdutton case | 20130627BOS/20130627BOS/2013_06_27BOS_DOT_flac_00057.flac | 20130627BOS/20130627BOS/2013_06_27BOS_DOT_flac_00057.flac | |
3,764 | when we finished that we turned our attention to the insurance protocol and what we could do to improve that | 20130627BOS/20130627BOS/2013_06_27BOS_DOT_flac_00058.flac | 20130627BOS/20130627BOS/2013_06_27BOS_DOT_flac_00058.flac | |
6,760 | and just so you know what we mean by improve that the current policy is a seven thousand five hundred per person deductible | 20130627BOS/20130627BOS/2013_06_27BOS_DOT_flac_00059.flac | 20130627BOS/20130627BOS/2013_06_27BOS_DOT_flac_00059.flac | |
15,091 | and with the weldnerdutton case what happens there is each person who is involved in that case in the event they prevail and i don't think they will prevail but in the event they prevail they're not likely to get more than seven thousand five hundred | 20130627BOS/20130627BOS/2013_06_27BOS_DOT_flac_00060.flac | 20130627BOS/20130627BOS/2013_06_27BOS_DOT_flac_00060.flac | |
1,112 | but there are a lot of them | 20130627BOS/20130627BOS/2013_06_27BOS_DOT_flac_00061.flac | 20130627BOS/20130627BOS/2013_06_27BOS_DOT_flac_00061.flac | |
3,739 | there are potentially thousands of plaintiffs in that case | 20130627BOS/20130627BOS/2013_06_27BOS_DOT_flac_00062.flac | 20130627BOS/20130627BOS/2013_06_27BOS_DOT_flac_00062.flac | |
17,670 | and so if it is certified as a class and you do get a thousand plus plaintiffs all establishing damages in the seven thousand five hundred range you have a very substantial liability there that's not covered by insurance that would be part of your existing deductible | 20130627BOS/20130627BOS/2013_06_27BOS_DOT_flac_00063.flac | 20130627BOS/20130627BOS/2013_06_27BOS_DOT_flac_00063.flac | |
6,372 | and think we all agree that there should be some room there to improve that coverage | 20130627BOS/20130627BOS/2013_06_27BOS_DOT_flac_00064.flac | 20130627BOS/20130627BOS/2013_06_27BOS_DOT_flac_00064.flac | |
7,730 | and so starting in early march we started really working pretty hard to figure out what we could do to improve that | 20130627BOS/20130627BOS/2013_06_27BOS_DOT_flac_00065.flac | 20130627BOS/20130627BOS/2013_06_27BOS_DOT_flac_00065.flac | |
4,710 | and the first step in the process was to find out if we could improve our insurance policy | 20130627BOS/20130627BOS/2013_06_27BOS_DOT_flac_00066.flac | 20130627BOS/20130627BOS/2013_06_27BOS_DOT_flac_00066.flac | |
7,081 | and so right now we provide you with additional insured coverage under our general liability policy | 20130627BOS/20130627BOS/2013_06_27BOS_DOT_flac_00067.flac | 20130627BOS/20130627BOS/2013_06_27BOS_DOT_flac_00067.flac | |
19,290 | and what that does plain and simple is if you are involved in any type of litigation or claim that is the result of our acts or omission or people that we control's acts or omission then you would presumably have coverage under our insurance policy | 20130627BOS/20130627BOS/2013_06_27BOS_DOT_flac_00068.flac | 20130627BOS/20130627BOS/2013_06_27BOS_DOT_flac_00068.flac | |
11,312 | what it doesn't do is cover you for acts and omissions that your employees or your agents people that we don't control would result in liability | 20130627BOS/20130627BOS/2013_06_27BOS_DOT_flac_00069.flac | 20130627BOS/20130627BOS/2013_06_27BOS_DOT_flac_00069.flac | |
11,109 | and so step number one was to find out if we could change our general liability insurance policy to extend the coverage to include your employees the police officers in this case | 20130627BOS/20130627BOS/2013_06_27BOS_DOT_flac_00070.flac | 20130627BOS/20130627BOS/2013_06_27BOS_DOT_flac_00070.flac | |
7,077 | and our insurance consultant a gentleman named mike norrick he went ahead and contacted our insurer | 20130627BOS/20130627BOS/2013_06_27BOS_DOT_flac_00071.flac | 20130627BOS/20130627BOS/2013_06_27BOS_DOT_flac_00071.flac | |
3,230 | and the insurer said no that they would not do it | 20130627BOS/20130627BOS/2013_06_27BOS_DOT_flac_00072.flac | 20130627BOS/20130627BOS/2013_06_27BOS_DOT_flac_00072.flac | |
1,899 | and so we reported that back | 20130627BOS/20130627BOS/2013_06_27BOS_DOT_flac_00073.flac | 20130627BOS/20130627BOS/2013_06_27BOS_DOT_flac_00073.flac | |
11,206 | and so and that obviously it was not acceptable so we started to check with other insurance companies and see if we could change insurers and get a better insurance policy | 20130627BOS/20130627BOS/2013_06_27BOS_DOT_flac_00074.flac | 20130627BOS/20130627BOS/2013_06_27BOS_DOT_flac_00074.flac | |
4,740 | and mike approached a number of insurance companies all of whom said basically the same thing | 20130627BOS/20130627BOS/2013_06_27BOS_DOT_flac_00075.flac | 20130627BOS/20130627BOS/2013_06_27BOS_DOT_flac_00075.flac | |
2,393 | they're not inclined to do that | 20130627BOS/20130627BOS/2013_06_27BOS_DOT_flac_00076.flac | 20130627BOS/20130627BOS/2013_06_27BOS_DOT_flac_00076.flac | |
9,890 | and the reason they're not inclined to do it is because they would be in a situation where they would be insuring some folks activities and we have no control over them | 20130627BOS/20130627BOS/2013_06_27BOS_DOT_flac_00077.flac | 20130627BOS/20130627BOS/2013_06_27BOS_DOT_flac_00077.flac | |
9,012 | and the lack of control was something that they really all of these insurance companies uniformly had difficulty with | 20130627BOS/20130627BOS/2013_06_27BOS_DOT_flac_00078.flac | 20130627BOS/20130627BOS/2013_06_27BOS_DOT_flac_00078.flac | |
5,725 | and so that information i came back to the group and we started talking about other ways of resolving this issue | 20130627BOS/20130627BOS/2013_06_27BOS_DOT_flac_00079.flac | 20130627BOS/20130627BOS/2013_06_27BOS_DOT_flac_00079.flac | |
21,490 | and so the next approach was for our insurance consultant to try to identify opportunities for a townpurchased law enforcement professional liability insurance policy or i'm sorry for us to purchase a law enforcement professional insurance liability covering the activities of the town police force | 20130627BOS/20130627BOS/2013_06_27BOS_DOT_flac_00080.flac | 20130627BOS/20130627BOS/2013_06_27BOS_DOT_flac_00080.flac | |
1,621 | and we're not able to do that | 20130627BOS/20130627BOS/2013_06_27BOS_DOT_flac_00081.flac | 20130627BOS/20130627BOS/2013_06_27BOS_DOT_flac_00081.flac | |
1,817 | same reason because we don't control them | 20130627BOS/20130627BOS/2013_06_27BOS_DOT_flac_00082.flac | 20130627BOS/20130627BOS/2013_06_27BOS_DOT_flac_00082.flac | |
9,648 | so we thought about could we get a separate policy that the town would purchase and we would pay for we're getting a little warmer with that one | 20130627BOS/20130627BOS/2013_06_27BOS_DOT_flac_00083.flac | 20130627BOS/20130627BOS/2013_06_27BOS_DOT_flac_00083.flac | |
8,843 | but quite frankly the insurance companies came back and said they'd prefer to have one policy covering the town as opposed to two policies | 20130627BOS/20130627BOS/2013_06_27BOS_DOT_flac_00084.flac | 20130627BOS/20130627BOS/2013_06_27BOS_DOT_flac_00084.flac | |
21,329 | if there are two policies one covering activities at gillette stadium and the other covering the rest of the town the insurers had a concern that there would be what's called the other insurance clause issue where the insurance companies effectively point at each other and each tries to suggest the other one should really be the primary insurer | 20130627BOS/20130627BOS/2013_06_27BOS_DOT_flac_00085.flac | 20130627BOS/20130627BOS/2013_06_27BOS_DOT_flac_00085.flac | |
11,162 | so long story but we eventually settled on the idea that we would try to find a better alternative to existing via insurance policy | 20130627BOS/20130627BOS/2013_06_27BOS_DOT_flac_00086.flac | 20130627BOS/20130627BOS/2013_06_27BOS_DOT_flac_00086.flac | |
22,411 | and then we would work out some arrangement to allocate the premium associated with that policy and our insurance consultant informally because we weren't authorized to do anything officially on your behalf but informally he went out and contacted insurance companies and he found three that are active in massachusetts who were willing to provide that coverage | 20130627BOS/20130627BOS/2013_06_27BOS_DOT_flac_00087.flac | 20130627BOS/20130627BOS/2013_06_27BOS_DOT_flac_00087.flac | |
2,194 | and they each had a slightly different variant | 20130627BOS/20130627BOS/2013_06_27BOS_DOT_flac_00088.flac | 20130627BOS/20130627BOS/2013_06_27BOS_DOT_flac_00088.flac | |
7,012 | you all are familiar with insurance and you know there's premiums and deductibles and selfinsurance and every flavor you can possibly imagine | 20130627BOS/20130627BOS/2013_06_27BOS_DOT_flac_00089.flac | 20130627BOS/20130627BOS/2013_06_27BOS_DOT_flac_00089.flac | |
8,223 | but we found three companies and they were willing to do something and it seemed like each of them offered something that could be interesting to us collectively | 20130627BOS/20130627BOS/2013_06_27BOS_DOT_flac_00090.flac | 20130627BOS/20130627BOS/2013_06_27BOS_DOT_flac_00090.flac | |
8,294 | so we spoke with dick gelerman and kevin pecos and the timeframe of this is roughly april timeframe | 20130627BOS/20130627BOS/2013_06_27BOS_DOT_flac_00091.flac | 20130627BOS/20130627BOS/2013_06_27BOS_DOT_flac_00091.flac | |
22,463 | and we basically said hey if you can give us a letter that authorizes our consultant mike norrick to review your loss data and also to talk officially with these insurance companies we will be able to get these informal discussions reduced to formal proposals which we can present to the town manager and whomever else | 20130627BOS/20130627BOS/2013_06_27BOS_DOT_flac_00092.flac | 20130627BOS/20130627BOS/2013_06_27BOS_DOT_flac_00092.flac | |
7,903 | and then collectively we can decide which insurance product we want to go forward with we did not receive that letter | 20130627BOS/20130627BOS/2013_06_27BOS_DOT_flac_00093.flac | 20130627BOS/20130627BOS/2013_06_27BOS_DOT_flac_00093.flac | |
7,636 | we asked for it a number of times including by email including in meetings | 20130627BOS/20130627BOS/2013_06_27BOS_DOT_flac_00094.flac | 20130627BOS/20130627BOS/2013_06_27BOS_DOT_flac_00094.flac | |
23,684 | you know we had a meeting at town hall in kevin pecos office in midmay where i emphasized to kevin that we were six weeks away from what i considered to be a deadline june 30th end of policy deadline and i really needed the letter to allow us to get the alternatives reduced to writing so we could resolve this issue | 20130627BOS/20130627BOS/2013_06_27BOS_DOT_flac_00095.flac | 20130627BOS/20130627BOS/2013_06_27BOS_DOT_flac_00095.flac | |
6,200 | i indicated to kevin at that time that six weeks was really a pretty short period of time for us to evaluate proposals | 20130627BOS/20130627BOS/2013_06_27BOS_DOT_flac_00096.flac | 20130627BOS/20130627BOS/2013_06_27BOS_DOT_flac_00096.flac | |
4,699 | first of all to obtain proposals then evaluate them and then buying the insurance policy | 20130627BOS/20130627BOS/2013_06_27BOS_DOT_flac_00097.flac | 20130627BOS/20130627BOS/2013_06_27BOS_DOT_flac_00097.flac | |
5,097 | so i was pretty emphatic that we really needed to get something pretty quickly | 20130627BOS/20130627BOS/2013_06_27BOS_DOT_flac_00098.flac | 20130627BOS/20130627BOS/2013_06_27BOS_DOT_flac_00098.flac | |
7,604 | and at that meeting kevin told me that he would that he understood the deadline understood how to get the authorization letter | 20130627BOS/20130627BOS/2013_06_27BOS_DOT_flac_00099.flac | 20130627BOS/20130627BOS/2013_06_27BOS_DOT_flac_00099.flac |
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This dataset only contains test data, which is integrated into UltraEval-Audio(https://github.com/OpenBMB/UltraEval-Audio) framework.
python audio_evals/main.py --dataset peoples-speech --model gpt4o_audio
🚀超凡体验,尽在UltraEval-Audio🚀
UltraEval-Audio——全球首个同时支持语音理解和语音生成评估的开源框架,专为语音大模型评估打造,集合了34项权威Benchmark,覆盖语音、声音、医疗及音乐四大领域,支持十种语言,涵盖十二类任务。选择UltraEval-Audio,您将体验到前所未有的便捷与高效:
- 一键式基准管理 📥:告别繁琐的手动下载与数据处理,UltraEval-Audio为您自动化完成这一切,轻松获取所需基准测试数据。
- 内置评估利器 ⚙️:无需再四处搜寻评估工具,UltraEval-Audio内置八种常用的评估方法(如WER、WER-ZH、BLEU、G-Eval),无论是基于规则还是模型驱动,都能满足您的需求。
- 功能强大,灵活易用 🛠️:支持预览测试、随机样本、错误重试、断点重跑等功能,确保评估过程灵活可控,提升效率与准确性。
- 无缝集成自定义数据集 💼:不仅支持公开benchmark,还提供强大的自定义数据集功能,让您在各种工程场景下也能迅速应用。
- 轻松对接现有系统 🔗:具备优秀的扩展性和标准化设计,即使您已拥有一套完善的评估体系,UltraEval-Audio也能无缝对接,简化项目管理流程,输出结果统一规范。
UltraEval-Audio: 🎙️ Open-Source Speech Model Evaluation Framework, Empowering Your AI Voice Research!
One-Stop Evaluation, Time-Saving and Effortless! 🚀
UltraEval-Audio integrates 30+ benchmarks, covering speech, sound, medicine, music four major domains, supporting 10 languages, and encompassing 12 types of tasks, helping you easily master speech evaluation!
No Tedious Operations, Ready to Use Out of the Box! 🎁
- Automatic Download and Management of Benchmarks, Say Goodbye to Manual Download and Processing! 📥
- Built-in 8 Common Evaluation Methods, Including wer, wer-zh, G-Eval, Meeting Your Diverse Evaluation Needs! 🛠️
Flexible Expansion, Seamless Integration! 🔗
- Quick Integration of Internal Datasets, Custom Dataset Functionality, Making Your Evaluation More Targeted! 📊
- Easy Access to Existing Evaluation Systems, Excellent Scalability and Standardization, Allowing UltraEval-Audio to Easily Integrate into Your Evaluation Ecosystem! 🧩
Experience Now: https://github.com/OpenBMB/UltraEval-Audio 🌐
UltraEval-Audio: 🎙️ Your Best Partner in AI Voice Research, Accelerating Your Breakthroughs in Speech Technology! 🚀
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