ID int64 1 30k | LIMIT_BAL float64 10k 1M | SEX int64 1 2 | EDUCATION int64 0 6 | MARRIAGE int64 0 3 | AGE int64 21 79 | PAY_0 int64 -2 8 | PAY_2 int64 -2 8 | PAY_3 int64 -2 8 | PAY_4 int64 -2 8 | PAY_5 int64 -2 8 | PAY_6 int64 -2 8 | BILL_AMT1 int64 -165,580 965k | BILL_AMT2 float64 -69,777 984k | BILL_AMT3 float64 -157,264 1.66M | BILL_AMT4 int64 -170,000 892k | BILL_AMT5 float64 -81,334 927k | BILL_AMT6 float64 -339,603 962k | PAY_AMT1 float64 0 874k | PAY_AMT2 float64 0 1.68M | PAY_AMT3 float64 0 896k | PAY_AMT4 float64 0 621k | PAY_AMT5 float64 0 427k | PAY_AMT6 float64 0 529k | default.payment.next.month int64 0 1 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
1 | 20,000 | 2 | 2 | 1 | 24 | 2 | 2 | -1 | -1 | -2 | -2 | 3,913 | 3,102 | 689 | 0 | 0 | 0 | 0 | 689 | 0 | 0 | 0 | 0 | 1 |
2 | 120,000 | 2 | 2 | 2 | 26 | -1 | 2 | 0 | 0 | 0 | 2 | 2,682 | 1,725 | 2,682 | 3,272 | 3,455 | 3,261 | 0 | 1,000 | 1,000 | 1,000 | 0 | 2,000 | 1 |
3 | 90,000 | 2 | 2 | 2 | 34 | 0 | 0 | 0 | 0 | 0 | 0 | 29,239 | 14,027 | 13,559 | 14,331 | 14,948 | 15,549 | 1,518 | 1,500 | 1,000 | 1,000 | 1,000 | 5,000 | 0 |
4 | 50,000 | 2 | 2 | 1 | 37 | 0 | 0 | 0 | 0 | 0 | 0 | 46,990 | 48,233 | 49,291 | 28,314 | 28,959 | 29,547 | 2,000 | 2,019 | 1,200 | 1,100 | 1,069 | 1,000 | 0 |
5 | 50,000 | 1 | 2 | 1 | 57 | -1 | 0 | -1 | 0 | 0 | 0 | 8,617 | 5,670 | 35,835 | 20,940 | 19,146 | 19,131 | 2,000 | 36,681 | 10,000 | 9,000 | 689 | 679 | 0 |
6 | 50,000 | 1 | 1 | 2 | 37 | 0 | 0 | 0 | 0 | 0 | 0 | 64,400 | 57,069 | 57,608 | 19,394 | 19,619 | 20,024 | 2,500 | 1,815 | 657 | 1,000 | 1,000 | 800 | 0 |
7 | 500,000 | 1 | 1 | 2 | 29 | 0 | 0 | 0 | 0 | 0 | 0 | 367,965 | 412,023 | 445,007 | 542,653 | 483,003 | 473,944 | 55,000 | 40,000 | 38,000 | 20,239 | 13,750 | 13,770 | 0 |
8 | 100,000 | 2 | 2 | 2 | 23 | 0 | -1 | -1 | 0 | 0 | -1 | 11,876 | 380 | 601 | 221 | -159 | 567 | 380 | 601 | 0 | 581 | 1,687 | 1,542 | 0 |
9 | 140,000 | 2 | 3 | 1 | 28 | 0 | 0 | 2 | 0 | 0 | 0 | 11,285 | 14,096 | 12,108 | 12,211 | 11,793 | 3,719 | 3,329 | 0 | 432 | 1,000 | 1,000 | 1,000 | 0 |
10 | 20,000 | 1 | 3 | 2 | 35 | -2 | -2 | -2 | -2 | -1 | -1 | 0 | 0 | 0 | 0 | 13,007 | 13,912 | 0 | 0 | 0 | 13,007 | 1,122 | 0 | 0 |
11 | 200,000 | 2 | 3 | 2 | 34 | 0 | 0 | 2 | 0 | 0 | -1 | 11,073 | 9,787 | 5,535 | 2,513 | 1,828 | 3,731 | 2,306 | 12 | 50 | 300 | 3,738 | 66 | 0 |
12 | 260,000 | 2 | 1 | 2 | 51 | -1 | -1 | -1 | -1 | -1 | 2 | 12,261 | 21,670 | 9,966 | 8,517 | 22,287 | 13,668 | 21,818 | 9,966 | 8,583 | 22,301 | 0 | 3,640 | 0 |
13 | 630,000 | 2 | 2 | 2 | 41 | -1 | 0 | -1 | -1 | -1 | -1 | 12,137 | 6,500 | 6,500 | 6,500 | 6,500 | 2,870 | 1,000 | 6,500 | 6,500 | 6,500 | 2,870 | 0 | 0 |
14 | 70,000 | 1 | 2 | 2 | 30 | 1 | 2 | 2 | 0 | 0 | 2 | 65,802 | 67,369 | 65,701 | 66,782 | 36,137 | 36,894 | 3,200 | 0 | 3,000 | 3,000 | 1,500 | 0 | 1 |
15 | 250,000 | 1 | 1 | 2 | 29 | 0 | 0 | 0 | 0 | 0 | 0 | 70,887 | 67,060 | 63,561 | 59,696 | 56,875 | 55,512 | 3,000 | 3,000 | 3,000 | 3,000 | 3,000 | 3,000 | 0 |
16 | 50,000 | 2 | 3 | 3 | 23 | 1 | 2 | 0 | 0 | 0 | 0 | 50,614 | 29,173 | 28,116 | 28,771 | 29,531 | 30,211 | 0 | 1,500 | 1,100 | 1,200 | 1,300 | 1,100 | 0 |
17 | 20,000 | 1 | 1 | 2 | 24 | 0 | 0 | 2 | 2 | 2 | 2 | 15,376 | 18,010 | 17,428 | 18,338 | 17,905 | 19,104 | 3,200 | 0 | 1,500 | 0 | 1,650 | 0 | 1 |
18 | 320,000 | 1 | 1 | 1 | 49 | 0 | 0 | 0 | -1 | -1 | -1 | 253,286 | 246,536 | 194,663 | 70,074 | 5,856 | 195,599 | 10,358 | 10,000 | 75,940 | 20,000 | 195,599 | 50,000 | 0 |
19 | 360,000 | 2 | 1 | 1 | 49 | 1 | -2 | -2 | -2 | -2 | -2 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
20 | 180,000 | 2 | 1 | 2 | 29 | 1 | -2 | -2 | -2 | -2 | -2 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
21 | 130,000 | 2 | 3 | 2 | 39 | 0 | 0 | 0 | 0 | 0 | -1 | 38,358 | 27,688 | 24,489 | 20,616 | 11,802 | 930 | 3,000 | 1,537 | 1,000 | 2,000 | 930 | 33,764 | 0 |
22 | 120,000 | 2 | 2 | 1 | 39 | -1 | -1 | -1 | -1 | -1 | -1 | 316 | 316 | 316 | 0 | 632 | 316 | 316 | 316 | 0 | 632 | 316 | 0 | 1 |
23 | 70,000 | 2 | 2 | 2 | 26 | 2 | 0 | 0 | 2 | 2 | 2 | 41,087 | 42,445 | 45,020 | 44,006 | 46,905 | 46,012 | 2,007 | 3,582 | 0 | 3,601 | 0 | 1,820 | 1 |
24 | 450,000 | 2 | 1 | 1 | 40 | -2 | -2 | -2 | -2 | -2 | -2 | 5,512 | 19,420 | 1,473 | 560 | 0 | 0 | 19,428 | 1,473 | 560 | 0 | 0 | 1,128 | 1 |
25 | 90,000 | 1 | 1 | 2 | 23 | 0 | 0 | 0 | -1 | 0 | 0 | 4,744 | 7,070 | 0 | 5,398 | 6,360 | 8,292 | 5,757 | 0 | 5,398 | 1,200 | 2,045 | 2,000 | 0 |
26 | 50,000 | 1 | 3 | 2 | 23 | 0 | 0 | 0 | 0 | 0 | 0 | 47,620 | 41,810 | 36,023 | 28,967 | 29,829 | 30,046 | 1,973 | 1,426 | 1,001 | 1,432 | 1,062 | 997 | 0 |
27 | 60,000 | 1 | 1 | 2 | 27 | 1 | -2 | -1 | -1 | -1 | -1 | -109 | -425 | 259 | -57 | 127 | -189 | 0 | 1,000 | 0 | 500 | 0 | 1,000 | 1 |
28 | 50,000 | 2 | 3 | 2 | 30 | 0 | 0 | 0 | 0 | 0 | 0 | 22,541 | 16,138 | 17,163 | 17,878 | 18,931 | 19,617 | 1,300 | 1,300 | 1,000 | 1,500 | 1,000 | 1,012 | 0 |
29 | 50,000 | 2 | 3 | 1 | 47 | -1 | -1 | -1 | -1 | -1 | -1 | 650 | 3,415 | 3,416 | 2,040 | 30,430 | 257 | 3,415 | 3,421 | 2,044 | 30,430 | 257 | 0 | 0 |
30 | 50,000 | 1 | 1 | 2 | 26 | 0 | 0 | 0 | 0 | 0 | 0 | 15,329 | 16,575 | 17,496 | 17,907 | 18,375 | 11,400 | 1,500 | 1,500 | 1,000 | 1,000 | 1,600 | 0 | 0 |
31 | 230,000 | 2 | 1 | 2 | 27 | -1 | -1 | -1 | -1 | -1 | -1 | 16,646 | 17,265 | 13,266 | 15,339 | 14,307 | 36,923 | 17,270 | 13,281 | 15,339 | 14,307 | 37,292 | 0 | 0 |
32 | 50,000 | 1 | 2 | 2 | 33 | 2 | 0 | 0 | 0 | 0 | 0 | 30,518 | 29,618 | 22,102 | 22,734 | 23,217 | 23,680 | 1,718 | 1,500 | 1,000 | 1,000 | 1,000 | 716 | 1 |
33 | 100,000 | 1 | 1 | 2 | 32 | 0 | 0 | 0 | 0 | 0 | 0 | 93,036 | 84,071 | 82,880 | 80,958 | 78,703 | 75,589 | 3,023 | 3,511 | 3,302 | 3,204 | 3,200 | 2,504 | 0 |
34 | 500,000 | 2 | 2 | 1 | 54 | -2 | -2 | -2 | -2 | -2 | -2 | 10,929 | 4,152 | 22,722 | 7,521 | 71,439 | 8,981 | 4,152 | 22,827 | 7,521 | 71,439 | 981 | 51,582 | 0 |
35 | 500,000 | 1 | 1 | 1 | 58 | -2 | -2 | -2 | -2 | -2 | -2 | 13,709 | 5,006 | 31,130 | 3,180 | 0 | 5,293 | 5,006 | 31,178 | 3,180 | 0 | 5,293 | 768 | 0 |
36 | 160,000 | 1 | 1 | 2 | 30 | -1 | -1 | -2 | -2 | -2 | -1 | 30,265 | -131 | -527 | -923 | -1,488 | -1,884 | 131 | 396 | 396 | 565 | 792 | 0 | 0 |
37 | 280,000 | 1 | 2 | 1 | 40 | 0 | 0 | 0 | 0 | 0 | 0 | 186,503 | 181,328 | 180,422 | 170,410 | 173,901 | 177,413 | 8,026 | 8,060 | 6,300 | 6,400 | 6,400 | 6,737 | 0 |
38 | 60,000 | 2 | 2 | 2 | 22 | 0 | 0 | 0 | 0 | 0 | -1 | 15,054 | 9,806 | 11,068 | 6,026 | -28,335 | 18,660 | 1,500 | 1,518 | 2,043 | 0 | 47,671 | 617 | 0 |
39 | 50,000 | 1 | 1 | 2 | 25 | 1 | -1 | -1 | -2 | -2 | -2 | 0 | 780 | 0 | 0 | 0 | 0 | 780 | 0 | 0 | 0 | 0 | 0 | 1 |
40 | 280,000 | 1 | 1 | 2 | 31 | -1 | -1 | 2 | -1 | 0 | -1 | 498 | 9,075 | 4,641 | 9,976 | 17,976 | 9,477 | 9,075 | 0 | 9,976 | 8,000 | 9,525 | 781 | 0 |
41 | 360,000 | 1 | 1 | 2 | 33 | 0 | 0 | 0 | 0 | 0 | 0 | 218,668 | 221,296 | 206,895 | 628,699 | 195,969 | 179,224 | 10,000 | 7,000 | 6,000 | 188,840 | 28,000 | 4,000 | 0 |
42 | 70,000 | 2 | 1 | 2 | 25 | 0 | 0 | 0 | 0 | 0 | 0 | 67,521 | 66,999 | 63,949 | 63,699 | 64,718 | 65,970 | 3,000 | 4,500 | 4,042 | 2,500 | 2,800 | 2,500 | 0 |
43 | 10,000 | 1 | 2 | 2 | 22 | 0 | 0 | 0 | 0 | 0 | 0 | 1,877 | 3,184 | 6,003 | 3,576 | 3,670 | 4,451 | 1,500 | 2,927 | 1,000 | 300 | 1,000 | 500 | 0 |
44 | 140,000 | 2 | 2 | 1 | 37 | 0 | 0 | 0 | 0 | 0 | 0 | 59,504 | 61,544 | 62,925 | 64,280 | 67,079 | 69,802 | 3,000 | 3,000 | 3,000 | 4,000 | 4,000 | 3,000 | 0 |
45 | 40,000 | 2 | 1 | 2 | 30 | 0 | 0 | 0 | 2 | 0 | 0 | 18,927 | 21,295 | 25,921 | 25,209 | 26,636 | 29,197 | 3,000 | 5,000 | 0 | 2,000 | 3,000 | 0 | 0 |
46 | 210,000 | 1 | 1 | 2 | 29 | -2 | -2 | -2 | -2 | -2 | -2 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1 |
47 | 20,000 | 2 | 1 | 2 | 22 | 0 | 0 | 2 | -1 | 0 | 0 | 14,028 | 16,484 | 15,800 | 16,341 | 16,675 | 0 | 3,000 | 0 | 16,741 | 334 | 0 | 0 | 1 |
48 | 150,000 | 2 | 5 | 2 | 46 | 0 | 0 | -1 | 0 | 0 | -2 | 4,463 | 3,034 | 1,170 | 1,170 | 0 | 0 | 1,013 | 1,170 | 0 | 0 | 0 | 0 | 1 |
49 | 380,000 | 1 | 2 | 2 | 32 | -1 | -1 | -1 | -1 | -1 | -1 | 22,401 | 21,540 | 15,134 | 32,018 | 11,849 | 11,873 | 21,540 | 15,138 | 24,677 | 11,851 | 11,875 | 8,251 | 0 |
50 | 20,000 | 1 | 1 | 2 | 24 | 0 | 0 | 0 | 0 | 0 | 0 | 17,447 | 18,479 | 19,476 | 19,865 | 20,480 | 20,063 | 1,318 | 1,315 | 704 | 928 | 912 | 1,069 | 0 |
51 | 70,000 | 1 | 3 | 2 | 42 | 1 | 2 | 2 | 2 | 2 | 0 | 37,042 | 36,171 | 38,355 | 39,423 | 38,659 | 39,362 | 0 | 3,100 | 2,000 | 0 | 1,500 | 1,500 | 1 |
52 | 100,000 | 2 | 3 | 3 | 43 | 0 | 0 | 0 | 0 | 0 | 0 | 61,559 | 51,163 | 43,824 | 39,619 | 35,762 | 33,258 | 2,000 | 1,606 | 1,500 | 2,000 | 1,500 | 1,000 | 0 |
53 | 310,000 | 2 | 2 | 1 | 49 | -2 | -2 | -2 | -2 | -2 | -2 | 13,465 | 7,867 | 7,600 | 11,185 | 3,544 | 464 | 7,875 | 7,600 | 11,185 | 3,544 | 464 | 0 | 0 |
54 | 180,000 | 2 | 1 | 2 | 25 | 1 | 2 | 0 | 0 | 0 | 0 | 41,402 | 41,742 | 42,758 | 43,510 | 44,420 | 45,319 | 1,300 | 2,010 | 1,762 | 1,762 | 1,790 | 1,622 | 0 |
55 | 150,000 | 2 | 1 | 2 | 29 | 2 | 0 | 0 | 0 | 0 | 0 | 46,224 | 34,993 | 31,434 | 26,518 | 21,042 | 16,540 | 1,600 | 1,718 | 1,049 | 1,500 | 2,000 | 5,000 | 0 |
56 | 500,000 | 2 | 1 | 1 | 45 | -2 | -2 | -2 | -2 | -2 | -2 | 1,905 | 3,640 | 162 | 0 | 151 | 2,530 | 3,640 | 162 | 0 | 151 | 2,530 | 0 | 0 |
57 | 180,000 | 2 | 3 | 1 | 34 | 0 | 0 | 0 | -1 | -1 | -1 | 16,386 | 15,793 | 8,441 | 7,142 | -679 | 8,321 | 8,500 | 1,500 | 7,500 | 679 | 9,000 | 2,000 | 0 |
58 | 180,000 | 2 | 2 | 1 | 34 | 0 | 0 | 0 | 0 | 0 | 0 | 175,886 | 173,440 | 172,308 | 168,608 | 132,202 | 129,918 | 8,083 | 7,296 | 5,253 | 4,814 | 4,816 | 3,800 | 0 |
59 | 200,000 | 2 | 1 | 2 | 34 | -1 | 3 | 2 | 2 | 2 | 2 | 1,587 | 1,098 | 782 | 1,166 | 700 | 1,414 | 0 | 0 | 700 | 0 | 1,200 | 0 | 0 |
60 | 400,000 | 2 | 2 | 1 | 29 | 0 | 0 | 0 | 0 | 0 | 0 | 400,134 | 398,857 | 404,205 | 360,199 | 356,656 | 364,089 | 17,000 | 15,029 | 30,000 | 12,000 | 12,000 | 23,000 | 0 |
61 | 500,000 | 2 | 3 | 1 | 28 | 0 | 0 | 0 | 0 | 0 | 0 | 22,848 | 23,638 | 18,878 | 14,937 | 13,827 | 15,571 | 1,516 | 1,300 | 1,000 | 1,000 | 2,000 | 2,000 | 1 |
62 | 70,000 | 1 | 2 | 1 | 39 | 0 | 0 | 0 | 0 | 0 | -1 | 70,800 | 72,060 | 69,938 | 16,518 | 14,096 | 830 | 4,025 | 2,095 | 1,000 | 2,000 | 3,000 | 0 | 0 |
63 | 50,000 | 1 | 1 | 2 | 29 | 2 | 2 | 2 | 2 | 2 | 2 | 24,987 | 24,300 | 26,591 | 25,865 | 27,667 | 28,264 | 0 | 2,700 | 0 | 2,225 | 1,200 | 0 | 1 |
64 | 50,000 | 2 | 2 | 1 | 46 | 0 | 0 | 0 | -2 | -2 | -2 | 28,718 | 29,166 | 0 | 0 | 0 | 0 | 1,000 | 0 | 0 | 0 | 0 | 0 | 1 |
65 | 130,000 | 2 | 2 | 1 | 51 | -1 | -1 | -2 | -2 | -1 | -1 | 99 | 0 | 0 | 0 | 2,353 | 0 | 0 | 0 | 0 | 2,353 | 0 | 0 | 0 |
66 | 200,000 | 1 | 1 | 1 | 57 | -2 | -2 | -2 | -1 | 2 | 2 | 152,519 | 148,751 | 144,076 | 8,174 | 8,198 | 7,918 | 0 | 0 | 8,222 | 300 | 0 | 1,000 | 1 |
67 | 10,000 | 1 | 2 | 1 | 56 | 2 | 2 | 2 | 0 | 0 | 0 | 2,097 | 4,193 | 3,978 | 4,062 | 4,196 | 4,326 | 2,300 | 0 | 150 | 200 | 200 | 160 | 1 |
68 | 210,000 | 2 | 1 | 2 | 30 | 2 | -1 | -1 | -1 | -1 | -1 | 300 | 300 | 1,159 | 2,280 | 300 | 4,250 | 300 | 1,159 | 2,280 | 300 | 4,250 | 909 | 0 |
69 | 130,000 | 2 | 3 | 2 | 29 | 1 | -2 | -2 | -1 | 2 | -1 | -190 | -9,850 | -9,850 | 10,311 | 10,161 | 7,319 | 0 | 0 | 20,161 | 0 | 7,319 | 13,899 | 0 |
70 | 20,000 | 1 | 5 | 2 | 22 | 2 | 0 | 0 | 0 | 0 | 0 | 18,565 | 17,204 | 17,285 | 18,085 | 11,205 | 5,982 | 0 | 1,200 | 1,000 | 500 | 1,000 | 0 | 0 |
71 | 80,000 | 1 | 1 | 2 | 31 | -1 | -1 | -1 | -1 | -1 | -1 | 780 | 0 | 390 | 390 | 390 | 390 | 0 | 390 | 390 | 390 | 390 | 390 | 0 |
72 | 320,000 | 1 | 2 | 2 | 29 | 2 | 2 | 2 | 2 | 2 | 2 | 58,267 | 59,246 | 60,184 | 58,622 | 62,307 | 63,526 | 2,500 | 2,500 | 0 | 4,800 | 2,400 | 1,600 | 1 |
73 | 200,000 | 2 | 2 | 1 | 32 | -1 | -1 | -1 | -1 | 2 | -1 | 9,076 | 5,787 | -684 | 5,247 | 3,848 | 3,151 | 5,818 | 15 | 9,102 | 17 | 3,165 | 1,395 | 0 |
74 | 290,000 | 2 | 1 | 2 | 37 | 1 | -2 | -1 | -1 | -1 | -1 | 0 | 0 | 3,155 | 0 | 2,359 | 0 | 0 | 3,155 | 0 | 2,359 | 0 | 0 | 0 |
75 | 340,000 | 1 | 1 | 2 | 32 | -1 | -1 | -1 | -1 | -1 | -1 | 3,048 | 5,550 | 23,337 | 4,291 | 80,153 | 25,820 | 5,713 | 23,453 | 4,314 | 80,552 | 25,949 | 2,016 | 0 |
76 | 20,000 | 1 | 2 | 2 | 24 | 0 | 0 | 2 | 0 | 0 | 0 | 14,619 | 17,216 | 16,642 | 16,976 | 17,332 | 18,543 | 2,850 | 0 | 610 | 630 | 1,500 | 0 | 0 |
77 | 50,000 | 1 | 3 | 2 | 25 | -1 | 0 | 0 | 0 | 0 | 0 | 42,838 | 37,225 | 36,087 | 9,636 | 9,590 | 10,030 | 1,759 | 1,779 | 320 | 500 | 1,000 | 1,000 | 0 |
78 | 300,000 | 2 | 1 | 1 | 45 | -1 | -1 | -1 | -1 | -1 | -1 | 291 | 291 | 291 | 291 | 291 | 291 | 291 | 291 | 291 | 291 | 291 | 291 | 0 |
79 | 30,000 | 2 | 2 | 2 | 22 | 0 | 0 | 0 | 0 | 0 | 0 | 28,387 | 29,612 | 30,326 | 28,004 | 26,446 | 6,411 | 1,686 | 1,400 | 560 | 3,000 | 1,765 | 0 | 1 |
80 | 240,000 | 2 | 2 | 2 | 44 | 1 | -2 | -2 | -2 | -2 | -2 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1 |
81 | 470,000 | 2 | 3 | 3 | 33 | 0 | 0 | 0 | 0 | 0 | 0 | 165,254 | 157,784 | 162,702 | 69,923 | 29,271 | 29,889 | 6,400 | 7,566 | 3,000 | 960 | 1,000 | 3,000 | 0 |
82 | 360,000 | 2 | 1 | 2 | 26 | 0 | 0 | 0 | 0 | 0 | -1 | 23,411 | 27,796 | 30,400 | 33,100 | 180,000 | 196 | 4,796 | 3,400 | 3,100 | 146,900 | 196 | 2,963 | 0 |
83 | 60,000 | 1 | 3 | 2 | 30 | 0 | 0 | 0 | 0 | 0 | 0 | 26,324 | 27,471 | 28,108 | 21,993 | 19,899 | 19,771 | 1,576 | 1,213 | 648 | 768 | 1,140 | 0 | 1 |
84 | 400,000 | 2 | 2 | 1 | 44 | 0 | 0 | 2 | 0 | 0 | 0 | 131,595 | 139,060 | 126,819 | 104,430 | 104,990 | 94,058 | 10,700 | 3 | 3,050 | 3,000 | 3,200 | 2,800 | 0 |
85 | 50,000 | 2 | 3 | 2 | 49 | 0 | 0 | 0 | 0 | 0 | 0 | 48,909 | 47,863 | 21,489 | 20,414 | 19,342 | 19,482 | 1,676 | 1,302 | 700 | 699 | 849 | 826 | 0 |
86 | 160,000 | 1 | 2 | 2 | 33 | 0 | 0 | 0 | 0 | 0 | 0 | 130,028 | 107,808 | 71,934 | 118,418 | 118,407 | 120,418 | 4,400 | 3,547 | 80,000 | 4,500 | 4,800 | 4,500 | 0 |
87 | 360,000 | 2 | 1 | 1 | 45 | -1 | -1 | 2 | 0 | -1 | -1 | 390 | 1,170 | 780 | 390 | 390 | 390 | 1,170 | 0 | 0 | 390 | 390 | 390 | 1 |
88 | 160,000 | 2 | 2 | 2 | 32 | 0 | 0 | 0 | 0 | 0 | -1 | 3,826 | 4,751 | 6,604 | 8,604 | 7,072 | 766 | 1,147 | 2,000 | 2,000 | 0 | 766 | 2,303 | 0 |
89 | 130,000 | 2 | 1 | 1 | 35 | 0 | 0 | 0 | -1 | -1 | -1 | 81,313 | 117,866 | 17,740 | 1,330 | 7,095 | 1,190 | 40,000 | 5,000 | 1,330 | 7,095 | 1,190 | 2,090 | 0 |
90 | 20,000 | 1 | 3 | 2 | 44 | 2 | 2 | 0 | 0 | 0 | 2 | 8,583 | 8,303 | 9,651 | 10,488 | 12,314 | 11,970 | 0 | 1,651 | 1,000 | 2,000 | 0 | 1,500 | 0 |
91 | 200,000 | 1 | 1 | 1 | 53 | 2 | 2 | 2 | 2 | 2 | 2 | 138,180 | 140,774 | 142,460 | 144,098 | 147,124 | 149,531 | 6,300 | 5,500 | 5,500 | 5,500 | 5,000 | 5,000 | 1 |
92 | 280,000 | 2 | 1 | 2 | 39 | -1 | -1 | -1 | 0 | 0 | -2 | 7,524 | 0 | 3,968 | 3,868 | 0 | 0 | 0 | 3,968 | 0 | 0 | 0 | 0 | 0 |
93 | 100,000 | 2 | 1 | 2 | 27 | -2 | -2 | -2 | -2 | -2 | -2 | -2,000 | 5,555 | 0 | 0 | 0 | 0 | 7,555 | 0 | 0 | 0 | 0 | 0 | 0 |
94 | 160,000 | 2 | 2 | 1 | 37 | -1 | -1 | -1 | -1 | -1 | -2 | 880 | 1,602 | 840 | 840 | 0 | 0 | 1,602 | 840 | 840 | 0 | 0 | 7,736 | 0 |
95 | 60,000 | 2 | 2 | 2 | 23 | 0 | 0 | 0 | 0 | 0 | 0 | 45,648 | 46,850 | 47,214 | 19,595 | 19,209 | 19,323 | 1,937 | 1,301 | 682 | 690 | 816 | 835 | 0 |
96 | 90,000 | 1 | 2 | 2 | 35 | 0 | 0 | 0 | 0 | 0 | 0 | 83,725 | 85,996 | 87,653 | 35,565 | 30,942 | 30,835 | 3,621 | 3,597 | 1,179 | 1,112 | 1,104 | 1,143 | 0 |
97 | 360,000 | 1 | 1 | 1 | 43 | -1 | -1 | -1 | -1 | -1 | 0 | 3,967 | 8,322 | 3,394 | 6,451 | 26,370 | 9,956 | 8,339 | 3,394 | 12,902 | 27,000 | 0 | 68,978 | 0 |
98 | 150,000 | 1 | 1 | 2 | 27 | 0 | 0 | 0 | 0 | 0 | 0 | 86,009 | 86,108 | 89,006 | 89,775 | 87,725 | 40,788 | 4,031 | 10,006 | 3,266 | 4,040 | 1,698 | 800 | 0 |
99 | 50,000 | 2 | 3 | 1 | 22 | 0 | 0 | 0 | 0 | 0 | 0 | 18,722 | 18,160 | 16,997 | 13,150 | 8,866 | 7,899 | 1,411 | 1,194 | 379 | 281 | 321 | 197 | 0 |
100 | 20,000 | 1 | 2 | 1 | 38 | 0 | 0 | 0 | 0 | 0 | -1 | 17,973 | 19,367 | 19,559 | 18,240 | 17,928 | 150 | 1,699 | 1,460 | 626 | 1,750 | 150 | 0 | 1 |
Default of Credit Card Clients Dataset
The following was retrieved from UCI machine learning repository.
Dataset Information
This dataset contains information on default payments, demographic factors, credit data, history of payment, and bill statements of credit card clients in Taiwan from April 2005 to September 2005.
Content
There are 25 variables:
- ID: ID of each client
- LIMIT_BAL: Amount of given credit in NT dollars (includes individual and family/supplementary credit
- SEX: Gender (1=male, 2=female)
- EDUCATION: (1=graduate school, 2=university, 3=high school, 4=others, 5=unknown, 6=unknown)
- MARRIAGE: Marital status (1=married, 2=single, 3=others)
- AGE: Age in years
- PAY_0: Repayment status in September, 2005 (-1=pay duly, 1=payment delay for one month, 2=payment delay for two months, … 8=payment delay for eight months, 9=payment delay for nine months and above)
- PAY_2: Repayment status in August, 2005 (scale same as above)
- PAY_3: Repayment status in July, 2005 (scale same as above)
- PAY_4: Repayment status in June, 2005 (scale same as above)
- PAY_5: Repayment status in May, 2005 (scale same as above)
- PAY_6: Repayment status in April, 2005 (scale same as above)
- BILL_AMT1: Amount of bill statement in September, 2005 (NT dollar)
- BILL_AMT2: Amount of bill statement in August, 2005 (NT dollar)
- BILL_AMT3: Amount of bill statement in July, 2005 (NT dollar)
- BILL_AMT4: Amount of bill statement in June, 2005 (NT dollar)
- BILL_AMT5: Amount of bill statement in May, 2005 (NT dollar)
- BILL_AMT6: Amount of bill statement in April, 2005 (NT dollar)
- PAY_AMT1: Amount of previous payment in September, 2005 (NT dollar)
- PAY_AMT2: Amount of previous payment in August, 2005 (NT dollar)
- PAY_AMT3: Amount of previous payment in July, 2005 (NT dollar)
- PAY_AMT4: Amount of previous payment in June, 2005 (NT dollar)
- PAY_AMT5: Amount of previous payment in May, 2005 (NT dollar)
- PAY_AMT6: Amount of previous payment in April, 2005 (NT dollar)
- default.payment.next.month: Default payment (1=yes, 0=no)
Inspiration
Some ideas for exploration:
How does the probability of default payment vary by categories of different demographic variables? Which variables are the strongest predictors of default payment?
Acknowledgements Any publications based on this dataset should acknowledge the following:
Lichman, M. (2013). UCI Machine Learning Repository [http://archive.ics.uci.edu/ml]. Irvine, CA: University of California, School of Information and Computer Science.
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