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audio_chunks/XTSexe4zuN0/XTSexe4zuN0__13:01-13:04.wav | It's no point taking a loan in anticipation of a need. | False | Singlish | nan | nan | nan | nan |
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audio_chunks/XTSexe4zuN0/XTSexe4zuN0__13:04-13:06.wav | Because once you take a loan, you're already paying interest. | False | Singlish | nan | nan | nan | nan |
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audio_chunks/XTSexe4zuN0/XTSexe4zuN0__13:06-13:10.wav | If you're in a situation like this, it's better to have a standby line. | False | Singlish | nan | nan | nan | nan |
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audio_chunks/XTSexe4zuN0/XTSexe4zuN0__13:10-13:13.wav | So don't think of it as a loan that you have drawn down. | False | Singlish | nan | nan | nan | nan |
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audio_chunks/XTSexe4zuN0/XTSexe4zuN0__13:13-13:21.wav | Get a standby line so that if you want to draw it now, in the next minute, you already have access to it rather than to apply it when you need it. | True | Singlish | nan | nan | nan | nan |
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audio_chunks/XTSexe4zuN0/XTSexe4zuN0__13:21-13:27.wav | So I think maybe to answer your questions, always have a standby line that is already there available for you that you can draw down. | False | Singlish | nan | nan | nan | nan |
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audio_chunks/XTSexe4zuN0/XTSexe4zuN0__13:28-13:31.wav | I think that's really sound advice for sure along with everything else that you've said. | True | Singlish | nan | nan | nan | nan |
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audio_chunks/XTSexe4zuN0/XTSexe4zuN0__13:31-13:35.wav | And I only wish I had this advice maybe 10, 15 years ago. | False | Singlish | nan | nan | nan | nan |
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audio_chunks/XTSexe4zuN0/XTSexe4zuN0__13:37-13:39.wav | Nonetheless, this has been informative. | False | Singlish | nan | nan | nan | nan |
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audio_chunks/XTSexe4zuN0/XTSexe4zuN0__13:39-13:41.wav | Thanks very much for coming down to the Money Talks Podcast. | True | Singlish | nan | nan | nan | nan |
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audio_chunks/XTSexe4zuN0/XTSexe4zuN0__13:42-13:48.wav | Now, listener, if you've got any comments or feedback or questions even, you can always leave us a message. | False | Singlish | nan | nan | nan | nan |
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audio_chunks/XTSexe4zuN0/XTSexe4zuN0__13:49-13:54.wav | Money Talks is available on Apple Podcasts, Spotify, as well as YouTube Music. | False | Singlish | nan | nan | nan | nan |
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audio_chunks/XTSexe4zuN0/XTSexe4zuN0__13:55-13:56.wav | Do leave us a rating. | False | Singlish | nan | nan | nan | nan |
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audio_chunks/XTSexe4zuN0/XTSexe4zuN0__13:56-13:57.wav | We look out for those sometimes. | False | Singlish | nan | nan | nan | nan |
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audio_chunks/XTSexe4zuN0/XTSexe4zuN0__13:58-13:59.wav | Credits to the team as well. | False | Singlish | nan | nan | nan | nan |
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audio_chunks/XTSexe4zuN0/XTSexe4zuN0__13:59-14:06.wav | Crispina Robert, Tiffany Ang, Junaini Johari, Joanne Chan, Hanida Amin, Arjun Bala, and Muhammad Bin Jafar. | True | Singlish | nan | nan | nan | nan |
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audio_chunks/XTSexe4zuN0/XTSexe4zuN0__14:06-14:08.wav | I am Andrea Heng for the Money Talks Podcast. | True | Singlish | nan | nan | nan | nan |
Subsets and Splits